Cai Yue was quite surprised.For Zhao Fei, she feels very special, it is a state of kindness and respect, love and alienation.She could feel that Zhao Fei really treated her as a "sister-in-law".In her heart, she also has great respect for Zhao Fei.And Zhao Fei also saved her many times when she was in crisis.However, in private, she didn't have much contact with Zhao Fei, and she didn't know what Zhao Fei would look for her for."
Okay, then let's find a place to sit" Zhao Fei hesitated for a moment and nodded: "Can Sister-in-law accompany me to the beach for a walk" Cai Yue was a little surprised again.There are many elegant cafes and tea restaurants near the hospital, but it takes at least half an hour to drive from the hospital to the beach.But she nodded anyway: "Okay." ”Because she believed that Zhao Fei must have a reason why he thought it was necessary.The two cars stopped one after the other on the city's famous observation trail and the seaside plank road.Zhao Fei and Cai Yue got out of the car and slowly walked onto the plank road, with two bodyguards following not far from them."
You had a lot of things to do a while ago, so I didn't dare to go to you.The matter of Yuntian's anti-takeover is now settled, and there is good news on Brother Tian's side, so I think it's time for me to come to you and tell you something about the Iron Gang. ”Zhao Fei's voice sounded a little heavy.Caiyue's brow furrowed.After she and Xiao Tian got together, she asked Xiao Tian many times about the Iron Gang, but Xiao Tian didn't tell her much.She still remembered that when Xiao Tian specially asked Liu Yanhong, Jiang Jing and others to accompany her to eat at the food stall, Xiao Tian once said that the Iron Gang was originally unintentionally planting willows, and later it was the result of his intention to plant flowers.Zhao Fei is the specific person in charge of the Iron Gang, just as Chen Mingtao is the CEO of Yuntian.It is precisely because of these two people that Xiao Tian can maintain a basic balance between his multiple identities."
Do you think it's necessary for me to know about the Iron Gang" to Yun Tian, because she was Qiu Yan's secretary, she deliberately avoided the affairs of Yun Tian when she was with Xiao Tian.However, the Iron Gang does not have such taboos, so Cai Yue's idea is that since Xiao Tian has not mentioned the Iron Gang too much to her, it should mean that Xiao Tian is unwilling for her to intervene in the affairs of the Iron Gang."
It's necessary.Because the Iron Gang is actually Brother Tian's industry.Since Brother Tian has entrusted all the property to you to take care of, then you should take care of the affairs of the Iron Gang. ”Zhao Fei replied in the affirmative."
I know almost nothing about the Iron Gang, you tell me what the Iron Gang is all about first" Zhao Fei nodded, holding the guardrail of the plank road with both hands, looking at the sea under the bright sun, as if falling into a state of memory."
Brother Tian didn't want to start any iron gang at first, and at that time we were all just young men in our twenties.In order to subdue to our group of marginalized people who have not read much books, Brother Tian chose to start by opening a scrap recycling station.He had a good brain, and the brothers were willing to listen to him, and he worked very hard, and in less than three years, we built the largest renewable resources processing station in the province.Later, Brother Tian turned to the research and development of building materials, real estate and high-tech materials, and the company's management became more and more formalized.It was at that time that the current Iron Gang really began to take shape. ”"So, the Iron Gang is really just a small group of you helping each other" "yes.At first, it was just someone who needed it, but then it slowly changed.Brother Tian will always have different ideas when he does anything.He hopes to establish a positive automatic cycle, so that the Iron Gang can form a kind of benign self-development.Our start-up fund is lent to the brothers at a lower interest rate than the bank loan for the same period, and the brothers return the money to the fund after making a profit, and make an additional fund contribution every year on a voluntary basis to build a special treasury.Brothers in need of funds can receive funds from this treasury.To put it bluntly, it's like a small bank within our Iron Gang, we have our own financial system. ”Cai Yue was a little confused when she heard it: "Isn't this illegal?"
"It's not illegal."
All of our money transactions are in the form of private IOUs, and we are not open to the public, so this is purely private voluntary lending in nature.It's just that we have our own review and a set of internal self-restraint mechanisms, because the normal operation of the fund depends on everyone's credit.So over the years, many people have been eliminated within the Iron Gang, and those who remain are people who are trustworthy and rules-oriented.Our interests and feelings are linked, so people outside call us the Iron Gang. ”"What should I do if I borrow money and don't repay it, how can the fund ensure the balance of income and expenditure", "We have our own credit grading method, and the borrowing amount and borrowing procedures of people with different credit levels are different.We also have our own project evaluation methods, which can reduce the risk of borrowing.Because of the IOU, we can also take legal steps to get the loan or collateral back for those who maliciously do not repay the money.In fact, we are similar to the banks outside, but for different audiences.Then everything is voluntary, and if you don't want to quit automatically, no one will say anything about you.And our purpose is not like the bank is to make money.But over the years, we have managed our risks well, so the venture fund has been operating well. ”Cai Yue listened very carefully, and what Zhao Fei said was easy to understand for her, a high-achieving student with a background in financial management.In fact, many large enterprises also have so-called mutual funds, but the fund system of the Iron Gang is stricter, larger in scale, and more standardized in operation."
Is it not random for the Iron Gang to choose projects" about this because Caiyue has learned about the centralized operation of the Iron Gang in several major industries through observation and some channels.Zhao Fei nodded."
That's right.In addition to lending money to insiders, we also have a set of mutual assistance mechanisms in the selection of projects and the specific operation of projects.For example, many of Tiange's projects are purchased from brothers who make building materials, and many of the brothers' business meetings are eaten and socialized in the restaurants opened by the brothers themselves.And that's just a small part of the outright acts of mutual aid.This is one of the reasons why the Iron Gang has grown rapidly.It's hard to make a forest alone" Zhao Fei smiled as he spoke, not like a big brother in society, but like a simple little brother."
These things are very simple to say now, but it took a lot of effort and energy for Brother Tian to do it at the beginning.He wants Gu Yuntian and Gu Tiegang again, the candle burns at both ends, and he can only torment himself.That's why Brother Tian's body has a lot of old injuries, and he doesn't even have time to recuperate.It's not easy for the Iron Gang to have the size it has now.It is rumored that we are an underworld, let's see what we say.We do have our own small group and our own set of rules, but we never do anything like killing people and bullying men and women. ”Cai Yue didn't understand until this time why Xiao Tian could win the respect and followers of so many people at such a young age.Why are a group of people older than him willing to call him "Brother Tian" from the bottom of their hearts, she also remembered that Xiao Tian vomited blood in public at Zhao Fei's birthday banquet.Now hearing what Zhao Fei said, and thinking about it again, Cai Yue felt that Xiao Tian was indeed overdrawing his life."
Do I need to do anything for the Iron Gang now," Cai Yue surged up again, wanting to share something for Xiao Tian as much as possible.Zhao Fei's gaze turned from the sea to Caiyue.For the young sister-in-law in front of her, Zhao Fei was completely because Xiao Tiancai respected her at first.But after Xiao Tian fell asleep for a whole month, Zhao Fei's impression of her has changed greatly.Under the sudden accident of Xiao Tiangang's injury and collapse, it is not easy for a woman to achieve this level of moon picking, not to mention that she is also suffering the pain of losing her mother and child at the same time."
Since the Iron Gang has established its own internal mechanism, Brother Tian has rarely interfered in the internal affairs of the Iron Gang.Unless there is something we can't solve, we will ask Brother Tian to adjudicate.And Brother Tian himself doesn't want the Iron Gang to develop indefinitely.I didn't have anything specific to look for you today, but I thought I should let you know about the Iron Gang. ”Cai Yue thought that the reason why Xiao Tian didn't tell her about the Iron Gang was because he didn't want her to worry too much.Although the Iron Gang is also the result of his hard work, after all, every brother in the gang is a more independent individual, not a regular enterprise like Yuntian.Perhaps Xiao Tian's idea was that if he was gone, the Iron Gang would choose another leader for their own development.Maybe Xiao Tian didn't want the Iron Gang to grow to too much scale.Because there are many groups in history that were good at first, but once they grow in size, they inevitably change, and slowly they really become evil organizations.Zhao Fei's words just now did confirm her conjecture.After all, the Iron Gang should be an experiment for Xiao Tian to confirm some of the ideas in his heart.As a result of the experiment, the Iron Gang can exist in reality, but not on a scale that would be difficult to control."
Thank you, Zhao Fei" Cai Yue looked at Zhao Fei gratefully.She thought that Zhao Fei might want her to better understand what Xiao Tiancai did.When the relationship between her and Xiao Tian was in a stalemate, Zhao Fei also took the trouble to arrange a lot of things to untie the knot between her and Xiao Tian."
Sister-in-law," Zhao Fei looked a little speechless and stopped."
My own brother, if you have something to say" Cai Yue looked at Zhao Fei with a smile, she always felt that the scar on Zhao Fei's face was handsome and how she liked it."
I can't say it.I just have two requests. ”Zhao Fei looked slightly uneasy, which was very incommensurate with his usual coldness and calmness.Cai Yue's smile was even bigger, "Please don't say anything so much if you don't ask for it."
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