More than half a month later, at the end of April, Dugu Wensu came to Wangting's office again with a set of new coins to ask to see Zhao Ziliang.
Zhao Ziliang looked at the new sample coin handed over by Dugu Wensu and asked, "This is the new sample coin."
"Yes, please take a look, Your Majesty."
Zhao Ziliang took it and looked at it.
The sample coins were divided into three types: gold, with face values of one tael of gold coins, five taels of gold bars, and twelve taels of gold bricks; one type of silver coin, with face values of one tael, five taels, and ten taels of silver ingots.
There are three types of copper coins: face values are one penny, five penny and ten penny.
The five types of coins that are really called coins are one tael of gold coin, one tael of silver coin, one penny of copper coin, five penny of copper coin and ten penny of copper coin.
What made Zhao Ziliang funny was that the designers of the Mint also designed figures on the coins.
He laughed and asked: "How did you think of designing figures on the coins?"
Dugu Wensu said with some embarrassment: "It is based on the coin style of the Eastern Roman Empire."
"Who are the figures on these coins?"
"The image of the figure on the gold coin is the emperor of the day, and the image on the silver coin is the king."
Zhao Ziliang looked at it carefully several times, and finally said: "Okay, the styles designed this time are good, and the workmanship is also fine.
It will be difficult for most people to imitate, so the style is determined."
Dugu Wensu agreed: "Yes" Zhao Ziliang thought for a moment and asked, "How do you and Liu Tiao divide the work in government affairs?"
"The Husi and Lisi are in charge of the lower official, and the other departments are in charge of Liu Xiang.
As his deputy, the lower official needs to report the Husi and Lisi affairs to Liu Xiang at any time."
Zhao Ziliang nodded and said: "That's good.
Liu Tiao and I are sons and daughters.
When we were considering the choice of prime minister, in order to avoid suspicion, I originally didn't want him to be prime minister.
However, considering that I have not been here for so many years, most of the Western Qin Government affairs are all taken care of by him.
Even if there is no credit, there is still hard work.
I cannot hurt the hearts of my subordinates too much.
Although he is my son and daughter, if If he had no talent, I would not let him sit in this position.
He has talent, but he has been in charge of the government affairs of Western Qin for many years.
I am worried that if he sits in this position for a long time, his mentality will easily go wrong.
The problem is that you came to Western Qin with me this time.
You have no foundation here.
You should remind him more and help the village more in government affairs.
He should listen to your words."
"Xiaoguan understands" Dugu Wensu is a human being.
How can he not understand the meaning of checks and balances in Zhao Ziliang's words?
Checks and balances are not only to prevent dictatorship, but also to prevent those who govern from having mental problems and going astray.
Zhao Ziliang established principal and deputy positions in the central government offices in order to prevent arbitrary power and create checks and balances.
At the Xiaochao meeting on the first day of May, Zhao Ziliang announced that he would mint new coins to replace the complicated currency work on the market.
He won the support and approval of all military and political officials.
He asked Dugu Wensu to give the coin samples to all the military and political officials.
After seeing it, everyone felt that the new sample coins were very beautiful, in terms of style, size and value.
At the Great Court Meeting on May 15th, led by Dugu Wensu, a proposal was put forward to mint new currency and rectify the chaotic currency market.
Officials of both military and political circles had a heated discussion on this.
Some people think that casting new coins is against the rules.
After all, the Western Qin Dynasty was still under the Tang Dynasty.
Even if it wanted to mint new coins, it had to report to the Chang'an court and obtain the consent of the court before casting them.
If they just mint their own coins, would there be any risks?
The Chang'an court took it seriously, and there were many people who had such thoughts and opinions.
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However, this voice was quickly suppressed.
After all, Western Qin had its own system in government and military affairs.
Although the court sent many officials over the years, they could not survive and left, and some died on the way. , so these officials were appointed by Zhao Ziliang, and the late emperor also had the will.
Zhao Ziliang had the right to appoint officials by himself.
In this case, what is the point of making coins?
Moreover, the coins made have the emperor's head on them.
Isn't this right?
Do you respect the court's performance?
But there are still some people who believe that even if new currencies are to be minted, coins from the Central Plains should be minted, and the style, pattern, and face value of coins should not be changed without authorization.
Officials quarreled fiercely over the discussion of these opinions, but most people still supported the creation of new coins and the entire currency market.
Therefore, Zhao Ziliang finally ordered the implementation of this decree, ordering the Ministry of Revenue to issue new coins two months later, and completely cancel the coins with insomnia.
Two months after the issuance of the new coins, other coins were prohibited from circulating in the land of Western Qin, and the common people and foreign business travelers , missionaries and others can bring other currencies to banks and banks to exchange them into new Western Qin coins for use."
Dugu Wensu stood up again and held up the memorial and said: "Your Majesty, I have something to report to you."
Zhao Ziliang raised his hand and said: "Permission" "Your Majesty, there are currently dozens of large and small banks in various parts of Western Qin, ranging in size from large to small.
Large-scale banks are spread across all counties in Western Qin, while small-scale banks only have one or two branch offices.
It is too complicated.
According to the official, I know that in the past two years, several banks have closed down due to poor management, and the money deposited by the officials and the people has been lost.
The government has also neglected supervision in this regard.
The official suggested that the banks across the Western Qin Dynasty be rectified."
Zhao Ziliang asked: "How to supervise and rectify?"
Dugu Wensu said: "Wangting Bank was established in the name of Wang Ting and placed under the Government Affairs Council.
The casting and issuance of new coins are all done by Wang Ting Bank.
Xi Qin Bank is also responsible for rectifying and supervising private banks and supervising their management of private banks.
The issuance of new coins is one of them; the other is that private individuals from all over the Western Qin Dynasty People's banks are undergoing rectification.
Each bank must pay a certain deposit and depositor account book balance to Xiqin Bank before being allowed to open for business.
This ensures that the savings of officials and people will not be lost.
Banks with bad reputations are reviewed.
As long as If the common people, officials and people complain, Xi Qin Yinzhuang can To examine the defendant's bank and find out that the problem is true, the bank may be fined, and its owner may be criminally prosecuted; thirdly, the dozens of banks that are too small to sustain can be consolidated.
All banks will be banned from closing.
For banks with less than ten branches, they can be closed.
Based on the banks that continue to operate, these banks will be merged into other banks with many branches and large scales, and the amount of assets will be counted as the shareholding amount.
What Xiaguan means is that after the rectification, the banks of the Western Qin Dynasty, including the Bank of the Imperial Court of the Western Qin Dynasty, will have a total of There are only seven, which means that there are only six private banks left in the end.”
"Your Majesty, I object to this."
After Dugu Wensu finished speaking, someone immediately jumped out to object.
At any time, economy is inseparable from politics.
Although Zhao Ziliang and his group have only been established in Central Asia for less than ten years, these people are already the top people here.
Many Central Plains and Businessmen from the West, local Sogdians, Tocharians, and even families who moved from the Central Plains all relied on For the officials and generals under him, it is said that it is easy to enjoy the shade under the big tree.
With the care of this group of people, no matter what you do, it will be much more convenient, especially doing business, and the money from the bank industry is very fast and in huge amounts.
In the industry, there are naturally some people who will not let go.
Among these officials, they have taken advantage of the bank bosses, so they will naturally speak for them.
Those who stood up to oppose said: "If we take action against the bank industry, it will inevitably cause market turmoil.
It is not easy for us in Xi Qin to have such a good situation now.
If we make such a big move now, who will dare to do business in the future?"
" Dugu Wensu said: "The consolidation of the bank industry is not to steal their money, but to make them more standardized, to facilitate government control, and to prevent people with ulterior motives from using bank banks to defraud people and government officials of their savings."
"Why are you not robbing money?
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After they pay the deposit, will you return it to them?"
Dugu Wensu said patiently: "The deposit is just to prevent people from being defrauded of their money under the guise of a bank.
Xi Qin Bank will not swallow the money and will always keep it in the vault.
If a certain bank does not plan to continue to open, Since we are not in debt, the deposit can of course be returned, but If you are in debt or have not returned depositors' money, and cannot continue to operate, the margin will be used to repay debts and people's deposits.
Increase or reduce the amount of margin, and you can also control the amount of bank lending, which is convenient for the royal court to the west.
The money markets in various parts of Qin were regulated and controlled."
Zhao Ziliang looked at the officials and said: "This matter has only advantages and no disadvantages.
The only disadvantage is that the owners of the small banks to be merged may no longer have the right to manage the banks, but their assets will not be reduced.
After the merger, , they can occupy it in big banks I have a certain amount of shares.
Although I cannot directly participate in financial management, I can still make suggestions.
I think this matter is very good, so I have decided to establish the West Qin Wangting Bank.
The deputy minister of the Government Affairs Council, Dugu Wensu, will be directly responsible. , report the candidates for chief officer and adjutant officer as soon as possible.”
"Yes, Your Majesty" The establishment of Xi Qin Bank is not a trivial matter.
Officials can be recruited from various yamen at will, but there are not many talents responsible for operation and management.
Dugu Wensu can only go to major banks to recruit people.
Xi Qin Bank After all, is it a government-run bank or a private bank?
Being able to serve in the management office of a bank is quite attractive to some shopkeepers and clerks of major banks.
In less than a month, Dugu Wensu found all the people and quickly put the airs on Start the fight and start working normally.
In July, the new coins were officially issued.
The people, officials and citizens fell in love with the new coins as soon as they saw them, and they became popular.
On the one hand, it was because of its exquisiteness, and on the other hand, it was full of ingredients.
In addition to the copper coins, which contained a certain proportion of lead.
In addition to preventing wear and tear, both silver and gold coins are full of ingredients and have extremely high content
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