"Tomorrow is the settlement day, and I was still very worried that Oasis Securities would die and the net would be broken," it was another day of regular meeting time, in the conference room, Lei Hao was in a good mood, and joked: "Now it seems that even if our old opponent wants to die, the net of Orest can't be broken." ” "Haha, I'd love to see Keith's face right now."
Yarman has been staying out of the way, he is now a supporter of Lei Hao, he looked at Fox and Buller with strange eyes, and said with a smile: "Fox, Buller, tell me about the scene of the two of you fighting the Authority." ” "Ok, Yarman, I can hear your teasing tone."
Fox began to subconsciously slow down his speech, accommodating Lei Hao's still slightly rusty English listening, and said: "I admit that I have some omissions, but under the leadership of the wise Lei, these small omissions have been plugged. ” "I didn't think Alex was going to stab me."
Buller sat in his seat, a hint of pain flashing across his expression.
"Well, we have evidence that Oasis Securities has a connection with Alex's creditors, and there is also evidence that Orest has no violations at all, what do you think of Standard & Poor's and the Regulatory Authority" Lei Hao said with a smile: "Under the slightly sufficient evidence, these two guys are eating people and not spitting out bones." ” "The scandal on the stall, Oasis Securities is dead, the only pity is that it is unlikely that Standard & Poor's will give our bonds an A rating, most likely BBB."
Fox said helplessly: "If it is less than a grade, the coupon interest will be a grade higher." ” "We can earn Fox back, and from another point of view, we get more profits, we give more interest, and when the principal of this bond is at the safety line, what will buyers think" Lei Hao had a plan.
"OREST only needs the insurance company to underwrite the 10 area below the stop loss line, and then, the position we set the stop loss line is 10, which means that we only need to find a third-party guarantee of 20 million US dollars when we issue 100 million bonds."
Lei Hao continued: "If it weren't for Orest's own credit rating, how could this kind of bond be below A?"
"No, Lei, don't forget, we invest in the stock market, and third-party institutions and insurance companies can only see the changes in the capital account, that is, they can only see the actual profit and loss, and the book profit and loss cannot be seen."
Yarman shook his head and said, "I know the temper of that group, they don't take risks, at least not because of others. ” Everyone in the conference room nodded, after Yarman, Fox and Buller were also taught by Lei Hao to be people, plus Leo, who was originally a brainless fan, the entire conference room almost became Lei Hao's word, and now his fart is fragrant.
Orest's bond issuance process and bond attributes are also less complex.
Lei Hao's plan is to gradually increase the issuance of bonds, for example, he first issued 100 million US dollars of financial bonds, limited investment in the stock market, and then asked insurance companies and third-party guarantee agencies to keep an eye on the exclusive account, when the actual loss reached the stop loss line of 10, the insurance company intervened and asked to stop investing.
Then OREST liquidates the funds obtained from the bond issuance, makes up the principal of the bond, and if it is not made up, then the third-party institution as a guarantee will make up and freeze the account, so that the actual loss that OREST issues 100 million bonds will not be too much.
Lei Hao will be worried about losses, of course not, he first took the 100 million to make some profits, and then continued to issue bonds, snowballing the investment share of the stock market to increase, and finally forming a pool of borrowed money to speculate in stocks.
What makes Fox and others feel bad is that these funds are borrowed, and Lei Hao gave 4 coupon annual interest in addition to some floating interest income.
In other words, it is a bit too generous to give an interest rate that may be higher than that of junk bonds.
When it was too little for Lei Hao, a few percent of the annual interest rate was too little, but he planned to borrow money from the people of the United States, in this case, wouldn't it be a good choice to rely on a little more interest to let the commercial bank that EI is about to own expand its business A little bit of interest can help its banks quickly spread out the entire layout, which is not too refreshing.
"Niya, haven't you found the person I want yet" After settling the matter of Oasis Securities, Lei Hao began to pay attention to the bank acquisition side again.
Hearing Lei Hao's words, Niya's chubby face had a depressed expression, "Boss, the person you are looking for can be called a banker, actuaries, accountants, lawyers, I can quickly arrange a partner, but how can it be done in a few days to help EI recruit a banker." ” "Yarman" Lei Hao turned his attention to Yarman, who had been in the bank for a while.
"Boss, you know, I'm only in charge of the investment field at the bank, and the whole system works, and I'm not good at it."
Yarman said with a smile: "I offered Nia a few candidates, but unfortunately, they are all satisfied with their current jobs and have no intention of changing jobs. ” "The main thing is that we don't even have a bank, so we can't trust anyone."
Nia said with a wry smile.
The shortage of manpower is a normalized problem encountered by Lei Hao since he started his business, and China's Thunder is now good to say, his fiancée Qiu Yuting and the Qiu family, Su Yiwen, Xiang Yongze, Tao Liyu, etc., are all managers who can take charge of themselves.
This place in the United States is a bit stretched, and only one Focus can be used when it is full.
With Orest in charge and the imminent takeover of Oasis Securities and its continued expansion, Fox's three heads and six arms are not enough for Lei Hao.
Lei Hao already knew from Cao Maosen and Future Information that Yuhua Bank was about to have big problems, and that the share acquisition projects of several other banks had been advancing, but sadly, he had not yet found someone to manage the commercial bank.
Time is too tight and manpower is too small, this is Lei Hao's current dilemma.
"If it doesn't work anymore, I'll let Su Yiwen come to the United States" Lei Hao remembered the suggestion of his fiancée Qiu Yuting.
With Lei Hao's current majesty, it can be said that if he wants to transfer anyone in Thunder, the other party will not have much opinion, the problem is that if Su Yiwen goes to the United States, the mess in his hand will be handed over to Qiu Yuting to take care of, so when and when will Lei Laohu be able to reunite with his wife Besides, letting Su Yiwen manage a small commercial bank is really a bit overkill.
In desperation, Lei Hao remembered another suggestion from Qiu Yuting: Taylor: