Overall, tonight's date was a great one.
After dinner, Roland sent the "Pearl Knight" Victoria back to the Yanbo Chamber of Commerce's guild in Kitland City, and he took the insurance contract to visit Master Kosygin non-stop.
In Roland's view, the tournament can only succeed and not fail, and the so-called insurance does not actually provide much security for his investment.
If the operation of the tournament fails, whether there is insurance or not is nothing more than a loss of 1 million or a loss of 500,000 yuan, and both results will have a devastating blow to his overall plan.
In this case, why should he give away a part of the profits to buy insurance, in fact, what he cares about is not the insurance itself, but the insurance contract to pull the Yangbo Chamber of Commerce into his camp of looking at the profits of the competition.
Victoria didn't realize that she was selling more than just an insurance policy today, and I'm afraid even Katya didn't realize that they actually leased the "credit" of the Yangbo Chamber of Commerce to Roland when they signed this insurance.
This "credit" is like an invisible asset, and in certain circumstances it is even more valuable than the 500,000 insurance amount.
As soon as Roland walked into Kosygin's parlor, this invisible asset came into play, revealing a great presence in the eyes of the Master of Prophecy.
"Oh, you really bought bonds" Kosygin took the bond subscription contract handed by Roland, and suddenly couldn't cry or laugh, "You kid is so stubborn, I said all those words in the morning, okay, the loan has been given to you, I don't care what you want to buy, but what are you still coming to me for?"
"Master, I want to continue to take out a loan, or a million."
Roland replied calmly with a teacup.
"What to use as collateral" "Just use this short-term financing note with a face value of 1 million."
"Poof" Kosygin squirted out all the tea in one gulp, and couldn't help but be angry, "Little guy, are you entertaining me, the credit rating of these bonds is garbage in my eyes, if I accept you to use bonds as collateral to continue the loan, why don't you buy bonds yourself, why give you the opportunity to arbitrage from them, you are old and confused, right?"
Roland smiled and helped him beat his back, "Master, dissipate your anger, I did this for a reason." ” "Then tell me your reasons, and if it doesn't satisfy me, I'll turn you into a frog and throw you into the pond," Kosygin said angrily.
"Master, you don't want to buy a bond because you don't have a high credit rating on this bond and think the risk of default is too great, right?"
"That's right, and then" "Risk is difficult to measure with data, everyone has a different opinion, in my opinion, this bond is not very risky, it is worth starting, so I borrowed money from you to buy bonds, my mind, you also know, is to use the interest rate difference between bonds and loans to arbitrage."
"Hehe, you are very honest, but I can't agree with your assessment of risk, young man, don't talk about you when I do this business, your father is not born yet, you really think that your vision is more accurate than mine" Kosygin asked with a sneer.
"Yes, you are an expert, an authority, and a leader in the industry, which I admit, but there are other professionals in this industry besides your old man, and their opinions may be more supportive of my judgment."
"Oh, tell me, what kind of professionals agree with your nonsense," Kosygin was both unimpressed and a little curious.
Roland smiled innocently, "Master, have you heard of the Yangbo Chamber of Commerce in Baiou Harbor?"
Kesygin couldn't help but sit up straight and twisted his neck, "The largest chamber of commerce in the North, the leader of the Beihai trade circle, of course I know that although the Lighthouse Bank does not have much business with the Yangbo Chamber of Commerce, I still approve of their business methods, is it possible that the top management of the Yangbo Chamber of Commerce intends to buy bonds?"
"Not intentionally, it's already bought a million bonds."
Roland took out a copy of the contract for the subscription of bonds by the Yangbo Chamber of Commerce and handed it to Kosygin, "I borrowed it from Mrs.
Natasha, if you don't believe it, you can verify it yourself, it will definitely not be fake." ” Kosygin snorted and threw down the contract casually, "Forgive me, kid doesn't dare to lie to me, the Yangbo Chamber of Commerce only bought one million, if they are really confident, why don't they eat all the five million, it doesn't mean anything." ” "Master, let's be honest with you, the Yangbo Chamber of Commerce has pressed too much chips on several big businesses recently, and there is not much liquidity left, and they can't get more cash if they want to buy bonds, and they can't find a bank loan, so they can only buy a little less."
"Hehe, it's all you talking to yourself, I won't be gullible."
Roland saw that the old man was disdainful, but his heart was actually a little shaken, so he showed his final killer move.
"Master, look, this is the bond insurance I bought in the Yangbo Chamber of Commerce, the insurance amount of 500,000, the Yangbo Chamber of Commerce only charges me 10,000 yuan for the insurance fee, what do you think this means?"
Of course, Kosygin would not have known that there was a lot of human affection in this policy, and Victoria did not intend to bother with Roland about the cost out of the mood of repaying the favor.
Starting from the general business thinking, since the insurance amount is huge and the fee charged is very low, Kosygin can only come to one conclusion: Yangbo Chamber of Commerce believes that this insurance is very safe, it is almost impossible to trigger the compensation clause, there is no need to invest a penny, and the net profit is 10,000 yuan in 30 days, which is a good deal The old man took a sip of tea, smacked his lips, and couldn't help muttering in his heart: "Is it really that I am too conservative?"
Roland is a hairy boy with neither fame nor qualifications in the investment circle, and he can laugh at Roland's judgment.
But he couldn't ignore the judgment of the Yangbo Chamber of Commerce, after all, it was also a huge consortium comparable in size to the Lighthouse Bank, and the professional investment team hired by them was not vegetarian.
He is an authority, and others have authority; He has qualifications, could it be that the Yangbo family, which has been running the North Sea trade circle for centuries, lacks qualifications Everybody thinks they're smart, but the question is who are you comparing yourself to the top guys in the industry, and who's stupider than you People who are accustomed to using authority to crush younger generations tend to be more afraid of authority than younger generations.
Kosygin really faltered.
Roland observed the change in his face and struck while the iron was hot: "Master, I want to use the insurance contract of the Yangbo Chamber of Commerce plus the bond contract as collateral to borrow one million from the Lighthouse Bank, will it work?"
Kosygin was silent for a long time, and finally spoke: "The Yangbo Chamber of Commerce has been operating steadily for many years, with good financial conditions and excellent credit, with the bonds guaranteed by the Yangbo Chamber of Commerce, the risk is within the controllable range, and I can accept your mortgage application." ” "Thank you, Master, I'll treat you to dinner tomorrow," Roland smiled and gave Kosygin a powerful bear hug.
"Oh, you light, pity my old bones" Kosygin pushed Roland away, rubbed his waist and said stupidly, "I feel that your kid will come to me again." ” "Hehe, you old man deserves to be called a master of prophecy" "Come on, stinky boy, get out of here, I will have a numb scalp when I see you, I always feel that I have been calculated by your kid" "Then there will be a period later" "Hmm" Kesygin watched the figure of the young man disappear outside the door, and couldn't help shaking his head and smiling bitterly, "What kind of fame is this little fox doing?"
Early the next morning, Roland took the newly arrived check for 1 million, first went to Lady Natasha to buy bonds, walked out of the castle gate and went straight to the office of the Yangbo Chamber of Commerce, planning to go to Lori Knight to buy a bond insurance.
Hurrying out a short distance, Roland suddenly stopped.
Not far in front of him, a lonely figure appeared on the empty avenue, with a long tuxedo wrapped around the girl's tall and graceful body.
The morning sun shone with golden light, as if she was dressed in a gorgeous veil, and between her jet-black hair and long black dress, there were only two slender necks like snow-white swans, and a pair of white slender hands
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