"Nikita, you should remember that four years ago, when the Far East was first founded, we issued a batch of five-year treasury bonds in order to raise construction funds, which are divided into two categories: blue bonds and green bonds. \ "Of course I remember this, looking back, it seems that the debt interest rate is indeed very high, but there was no way at that time, after all, the country has just been established, the political power is not stable, there are a lot of internal and external troubles, and no one buys the debt interest if the interest rate is not high."
Nikita said sympathetically.
"Compared with the low-interest treasury bonds issued later, the first phase of treasury bonds is obviously more favored by creditors, the Ministry of Finance tried to repurchase bonds several times, either rejected by creditors, or the discount price was too high, always unable to negotiate, this batch of treasury bonds will mature in a year and a half, and after the expiration of the unified settlement, even the principal with interest to pay creditors a large sum of money, although our finances are still very rich, not bad for this money, but considering that the annual interest rate of the treasury bonds issued this year is only 4, compared to the first batch of treasury bonds as high as 6, Zahar and the fellows at the Treasury inevitably felt pain and felt that they were being calculated by creditors. ” "You can't say that," Nikita's role immediately shifted to the side of the creditors of the Far East government of Lighthouse Bank, "these 6 green bond bonds, but Zahar's dead fat man personally hammered it down, and he was proud of it at the beginning, and repeatedly claimed that the interest rate on this debt was already very low, as if he had made great contributions, and now he has changed his face" "At this time and at that time, the environment will change and people's hearts will change, and the early recovery of the first batch of national bonds can indeed help us save a lot of debt interest expenses."
"But creditors are not stupid, so why would you persuade people to give up some of the interest income and sell the bonds early," Nikita asked.
"That's your radio."
Roland smiled a little evilly, "I just checked the list of radio orders, and found that the subscribers are highly overlapping with our creditors, these big guys want the radio and have to queue for a long time, and we want to buy back the bonds they hold but can't get it, since both sides have their own needs, why not uh-huh, you know." ” "Ahhh "Dear Nikita, you're so smart," Roland gave her a thumbs up.
"I understand the reason, but I still can't figure it out, it's obviously just a very simple question, why are you making it so complicated" Nikita frowned slightly, "Since our magic guide radio is in short supply, it is completely possible to use the auction method to determine the priority of the order, whoever bids higher will ship it to whoever is the first, this is not simpler than your treasury bond swap plan, and it is more profitable" Roland shook his head with a smile: "Although our purpose is to make money, the methods we use are different, and the results we receive are different."
For example, one day when the sky was originally clear, it suddenly rained in the evening, and the rain became heavier and heavier, and I don't know when it would be, and most of the pedestrians on the street did not have rain gear, so if they wanted to go home in time, there were only two options: either spend 1 silver thaler to ride in a covered taxi wagon, or spend 5 copper thalers to go to the store and buy an umbrella. ” "I think most people would choose to buy an umbrella."
Nikita interjected.
"That's right, there are a lot of people who come to buy umbrellas, and the shop owner thinks this is a good opportunity, and after some thought, he decided to temporarily raise the price, and the umbrella that usually costs 5 copper thalers will sell 1 silver thaler today, which is very reasonable, right" Roland asked deliberately.
"Reasonable ghost, this kind of profiteer who sits on the ground and raises the price is the most shameless," Nikita naturally took on the role of a pedestrian in the rain, and couldn't help but be indignant.
"But if you think about it, pedestrians can only choose to rent a carriage to go home without buying an umbrella, and they still have to pay a silver coin for the fare, and in the streets where the rain is pouring, rental carriages are also very rare, and you have to wait a long time to take the car, so it is better to pay double the price to buy an umbrella."
"That being said," Nikita's face was cloudy, "after thinking calmly, in the end I have to admit that buying an umbrella is the most reasonable choice, but being forced to sell an umbrella is one thing, and the profiteer who takes advantage of the danger of selling the umbrella at a higher price will definitely leave a very bad impression, if the other party is unlucky one day in the future, and asks me, not only will I not help, maybe I will gloat." ” Roland smiled, "You see, this is the key, many times we are indeed forced to be constrained by reason and make the most beneficial choice for ourselves, such as being forced to buy a high-priced umbrella on a rainy day, such as forcibly holding back anger to pay a ransom to the kidnappers, but this does not mean that our emotions are completely subordinate to the domination of reason, outside the boundaries of reason, when we are forced to accept a deal that makes us feel humiliated, we will always plant the seeds of hatred in our hearts, and when the time comes, I will not hesitate to retaliate against the other party, but please think about it from a different angle, is the owner of the shop who sold umbrellas at a high price wrong, and if so, where is he wrong?"
Nikita was intrigued by Roland's question, bit her lip and thought for a moment, and said slowly: "The special environment of rainy days forces people to increase the demand for umbrellas, and the store owner increases the price of umbrellas in full line with the laws of the market, from the perspective of a rational person, this practice is beyond reproach, but human nature is not only rational, as you just said, emotions also play a subtle role in the transaction process, and the store owner's mistake is to ignore the customer's emotions, for which he will suffer the infamy of being mercenary, And this cost is far more than the benefits he received through the increase in the price of umbrellas, and it is strange to say that a person who proceeds from rationality will eventually make irrational decisions. ” Sighing, she continued: "Now I know I was wrong, auctioning off the right of first refusal is not a good idea, someone may be willing to pay for the right of first refusal, but it will also have a bad feeling for me and ruin my reputation; In contrast, although the practice of exchanging national bonds for magic guide radio is also for profit, it is not so naked, and it looks better to eat, and creditors have to bear the risk of holding bonds, after all, there is still a year and a half to mature, in case of the imperial crusade during this period, the price of bonds will inevitably plummet, and it is not a good choice to buy magic guide radio now. ”: