By setting up a separate bank for the workers' new village project, Seryosha fully understood the status of the project in the hearts of the top management.
By the time he left Ryzhkov, Seryosha had already secured for the bank, which was still on paper, the right to absorb deposits from the public, issue loans, and dispose of part of the foreign currency.
However, these rights are slightly different from those of the four major banks in the country, that is, they must be used for the construction of the new workers' village project in Moscow.
Still, it's groundbreaking.
However, Seryosha values the convenience of banks in terms of capital flow.
Although in Ryzhkov's office, Seryosha claimed that he had no talent and no experience, but this was only a pretext for Seryosha.
In fact, if you think about it carefully, all these years, the Gorky Mutual Aid Association has been doing banking business in the name of charity.
He received donations from Komsomol members in the Gorky and Uzbek regions, and lent the money to small merchants who bought and sold in the mutual aid markets, as well as to members who were really suffering in life.
This series of operations helped Seryosha to launder money and help clients transfer assets, while also maintaining a certain profit on the books of the mutual aid association.
Since its establishment, the Mutual Aid Association has gradually developed a series of rules and regulations.
In fact, in the socialist country of the Soviet Union, there were very few people who had the ability to run commercial banks.
Therefore, Seryosha has always adopted the microcredit system, which was once popular in later generations, as his business strategy.
In fact, Seryosha only knows a rough idea of this system, only knowing that this set of things was born in the hands of an economics professor in poor Bangladesh, and later proved to be effective, and then gradually promoted by the United Nations to the world for poverty alleviation projects.
Seryosha was able to recall not much, but at that time he remembered only the two experiences that the founder had said, believing in women, and the mutual assurance between the members.
Later, the mutual aid association summed up a series of effective rules and systems from the above two points in its actual work, and this system did not disappoint Seryosha, and the mutual aid association has been operating very well since its establishment.
Seryosha has now decided to directly reorganize the mutual aid association into a small commercial bank and bring some gray industries under the wings of the bank.
In this way, things that could only be done but not talked about could be put on the table in such a way as the sale of the agricultural products of the collective farm members.
Although the establishment of a bank is a happy thing, there is really a lot of preparation work, many of which are still very cumbersome, and the thought of these things Seryosha is also a big one.
And more importantly, how to deal with the supervision of the higher authorities and how to deal with the accounts of those customers when the bank is established in the future.
With the establishment of the bank, Seryosha needed to come up with something more professional, more hidden, and safer ways to operate his money.
But before that, Seryosha had to tell the good news to his partner in the Moscow trade union, Korolev.
Walking out of the office building of the Central Ministry of Economy, Seryosha got into his car, and he asked the driver to take him directly to Korolev.
The location of the Moscow city trade union is very remote, and it is the first time that Seryosha has been here for the first time in the six months of cooperation with the union.
Walking into the building of the trade union, Seryosha was immediately recognized.
"Secretary Ulyanov, why are you here" A young cadre hurriedly got up to receive him, and during this period of time, the newspapers have been reporting on Seryosha's affairs, and they are all positive propaganda, which makes Seryosha quickly become a celebrity in Moscow politics in a short period of time, and it is not surprising that he is recognized.
"I'm here to see your Chairman Korolev, but I didn't have an appointment before, so I don't know if he's not there," Seryosha asked aloud.
"Please come with me, Chairman Korolev is here right now," the other party said and took Seryosha up the stairs to Korolev's office on the second floor.
The cadre knocked on the door, and soon it opened, and it was none other than Korolev himself.
"Secretary Ulyanov, why are you here" Korolev hurriedly let Seryosha into the house and entertained him with hospitality.
"I just returned from the head of the Central Ministry of Economic Affairs Ryzhkov, and he told us good news, so I came to discuss it with you," Seryosha said to Korolev with a happy face.
"Since you're here in person, it must be a great thing, tell me about it, I can't wait to find out" Korolev put a cup of tea in front of Seryosha.
"Minister Ryzhkov told me that it was agreed from above that we should set up a bank specifically to finance the project in the workers' new village, and I came to you as soon as I heard the news," Seryosha said and took a sip of tea, and Seryosha was really a little thirsty after running around all afternoon.
"It's amazing, it's unbelievable that our superiors would let us set up a bank," Korolev replied in surprise.
Korolev walked around excitedly, and suddenly, as if he remembered something, he hurriedly asked Seryosha: "Does this bank belong to the Youth League Committee or to the trade union?"
Seryosha of the "Youth League Committee" is a little strange, why did Korolev ask this, did the union still want to rob the bank "Please don't get me wrong, I just wanted to give you a suggestion," Korolev could hear that Seryosha's tone was a little wrong.
Hurriedly explained.
"Don't worry, our two departments have always worked together happily, and we will not leave you to do it yourself, and besides, we are understaffed, and many things are inseparable from your assistance," Seryosha replied to Korolev in order to reassure him.
"Seryosha, have you ever thought about what if you hand over this bank to the Youth League Committee, then what if you leave one day" Korolev asked with a serious expression.
Only then did Seryosha think that this was a problem, especially since this bank Seryosha also had a special purpose, and it was indeed a little uneasy to hand it over to the Youth League Committee.
He had already experienced this kind of thing once when he left Gorky, but at the last moment, the person arranged above was Boris's girlfriend Lilia, and in the end there was a false alarm.
"Have you ever thought about making this bank a purely collective enterprise, directly throwing off the affiliation of the trade union and the Youth League Committee?"
Korolev suggested.
Seryosha had to admit that Korolev did think more comprehensively.
That's a good suggestion.
If the bank is still in the hands of the Youth League Committee, then there are several mothers-in-law of the Central Committee of the Communist Youth League and the Moscow Municipal Party Committee, who are likely to interfere in the normal operation of the bank, and once it involves a dispute of interests, it will inevitably lead to a fierce competition.
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"Chairman Korolev, do you have any other ideas, I think we have to discuss it," Seryosha said modestly. t1706231537: