The National Economic and Trade Bank of China is one of the top five state-level commercial banks in China, with branches in almost every local administrative division at and above the county level.
As the president of the Hong'an branch of the Economic and Trade Bank, Liu Jianqing has a very nourishing life, and the bank itself is not the kind of unit that is peaceful, as the president of the Hong'an branch, not to mention an ordinary enterprise, even the leaders of ordinary government units have to politely call President Liu when they see him.
Economy, economy Where does "money" come from without "gold" Therefore, if this economy wants to develop, it still depends on gold, and gold is not a bank, although it is only the president of a branch, but Liu Jianqing may have no less resources in his hands than ordinary leaders.
"Come on, I wish you a little drink and taste, this is the good tea I bought when I went to Fujian on a business trip last time, you can see how it tastes."
The boiling water is poured into the delicate enamel cup from the kettle with the magnetic mouth, and the tea leaves are washed in an instant at high temperature, and then one by one they are suspended in the boiling water in the cup, and after a while, they all sink to the bottom of the cup.
The air was suddenly filled with the fragrance of tea, which was indeed good or bad.
"Fujian has always produced good tea, I haven't drunk Fujian tea for several years, and I have been buying small melon slices and yellow teeth in recent years, and the taste is not worse than this, but President Liu, your tea is not cheap."
The person who spoke, Zhu was always a middle-aged man with sparse hair on the top of his head, with a dignified appearance, and his voice was full of breath and extremely loud.
Zhu Qian is the boss of Huafei Commercial Construction Company, that is, the head of Huajian, and this time the land that Huajian bought in the northwest suburbs took the road of Liu Jianqing.
With the Hong'an County Government's decision at the beginning of last year to open up Xilin Mountain in the northwest suburbs and build Hong'an's high-speed railway terminal on the west side of Xilin Mountain, the price of land around Xilin Mountain in the western suburbs has begun to rise.
In recent years, the real estate market of Hong'an has slowly recovered from the financial crisis of 08 years with the continuous improvement of the overall economic situation in China, and has developed extremely rapidly.
The demand for commercial housing has been expanding.
However, due to the fear of the impact of the financial crisis in the past few years, the Hong'an county government has not made great efforts to excavate commercial real estate, which has led to a situation where the Hong'an housing market is now in short supply.
In the face of such a huge piece of cake, all capable enterprises want to get a piece of the pie, among which Wu Hefeng of Hefeng intermediary and Zhu Qian of Huajian are the earliest batch and the strongest batch.
After all, real estate development is not a pediatrics that can start with a soak of urine and mud when you are a child, but a large project involving tens of millions or even more funds.
Therefore, this threshold first excludes many people, and there are definitely no more than 5 enterprises with this qualification in Hong'an, and Huajian and Hefeng are the leaders among them.
At the end of last year, the Hong'an government held the first land bidding, and these two companies respectively won the No. 1 and No. 2 plots located on the east side of Xilin Mountain, in the western suburbs of the county.
However, the No. 1 land in the Hefeng Real Estate auction is much more than the No. 2 plot in terms of geographical location and area, and Zhu Qian is also a businessman, so he naturally knows how big the profit gap will be.
But Wu Hefeng knows this person very well, and he will definitely not casually give up the fat sheep in his hand, so the only way is to force him to take the initiative to withdraw.
Then it's simple.
As a direct competitor of Hefeng, it is not an exaggeration to make some moves that seem out of the ordinary but are actually harmless.
Sometimes the competition in the shopping mall is not at all as easy as officialdom and the battlefield, and even more sinister intentions.
In fact, from a commercial point of view, Huajian's approach is understandable, everyone is for the sake of profit, as long as it does not violate the law and discipline, it is not too much to use any means.
It doesn't matter if it's advertising, competition or lobbying, as long as it's useful.
Zhu Qian naturally didn't like those indiscriminate methods, but Wu Hefeng's adventure exposed his weakest point to his opponent, that is, money.
The transaction price of Lot 1 is 21 million.
Wu Hefeng's Hefeng intermediary has only accumulated nearly 10 million funds over the years, and the rest is fixed assets, and as an intermediary company, it mainly earns intermediary fees.
Removing the cost of purchasing the land and the rest of the handling fees, Wu Hefeng used this land as collateral to borrow 20 million yuan from the Economic and Trade Bank for early development.
In fact, this practice is not impossible, as long as the policy is perfect, there is nothing to blame, and this kind of loan can be repaid naturally as soon as the house is sold, not to mention that he still has Hefeng intermediary company in his hand.
Therefore, Wu Hefeng's abacus is also very powerful, but in fact, there have been some problems in his capital chain.
According to the contract signed with the government, Hefeng Real Estate had to start bidding and commencing work on the project within the deadline, which Wu and Feng completed and much ahead of schedule.
Then in the last link, that is, when he signed the contract with the engineering company, Wu Hefeng was deflated.
The engineering company that signed the contract actually repented because Hefeng Real Estate could not pay all the first phase construction costs.
The ensuing series of effects is that almost the entire Hong'an County knows that Hefeng Real Estate has no money to build a house, and the consequences can be imagined.
This was followed by Huajian, which promoted the construction blueprint of Plot 2 from various aspects, and also poked at the pain points of Plot 1 of Hefeng from time to time, either explicitly or implicitly.
Zhu Qian also mentioned this matter on a very coincidental occasion, and then the leaders of the Hong'an government pointed out in public that it was necessary to put an end to the emergence of this kind of problem, and asked the economic and trade bank, which was the lender this time, to verify this problem.
The results can be imagined.
Wu Hefeng's loan was frozen.
The deadline for the start of construction is approaching.
The social prestige has also dropped sharply from the highest level to the trough, and even some friends in the past are waiting to see Wu Hefeng's jokes.
What's more, if he doesn't work for a day, those loans won't be used for a day, and the losses in other areas are increasing.
If it weren't for Li Changjiang's timely return this time, Wu Hefeng would indeed be facing bankruptcy, and the best way would be for him to sell the land in his hand, and then repay the bank loan and the government's liquidated damages. then silently withdrew from this circle, and since then it has been in a slump.
For Wu Hefeng, whether it is Liu Jianqing or Zhu Qian, they actually think that the grasshopper who is already dying will not be able to jump for a few days.
It's just that they don't know that this grasshopper has already jumped out of the quagmire, waiting for some people to take the bait.
"Hahaha tea, it's not expensive, it's just delicious, I don't believe where you wish the total tea to be cheaper, how about it, your project is about to start."
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"Soon, I signed a contract with the engineering company yesterday, and the groundbreaking ceremony will be held next week, and I will be relaxed at this time next year, and I would like to thank President Liu for your help, and you will also help me cut the ribbon when the construction starts."
"This is also your old wish's luck, look at Lao Wu, don't you break your skin, hey, it's a pity, he's just too arrogant and refuses to bow his head, it's a pity." t1706231537: