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Chapter 210 North China Bank


When Fang Shun and a group of people entered Fangmao Port from Dongmian Avenue, the scene here was very different from a year ago.

The first thing they encountered was, well, the police force set up an inspection at the eastern suburbs checkpoint.

"Raise your face."

A tall and thin soldier looked at the old king and said.

They were strictly checking the Anui people sneaking into the port.

The man in front of them looked unkempt and did not raise his head, making him suspicious.

Lao Wang, the famous Wang Panshan straightened his waist when he heard this, but unfortunately, his waist did not straighten up.

The tall and thin soldier looked at everyone warily, and several soldiers beside him leaned forward.

"Master Jun, when he was in Dongjiang in his early years, he broke his waist and couldn't straighten it up anymore."

Fang Shun saw that the situation was not good and hurriedly spoke up.

"Oh, can you speak?

Just say a few words."

Jun Bing said.

"Yes, Master Jun, I am indeed from Dongjiang."

Wang Panshan spoke in Liaodong dialect.

"Okay, you go in.

When you enter the harbor, don't spit anywhere.

Be careful about fines."

The soldier raised his hand.

It’s no wonder that the soldiers are on guard.

The villagers here are all provided with weapons.

Most of the villagers are wearing waist knives when going around.

Five or six of these dozen villagers are wearing waist knives.

In order to prevent the Anui people from sneak attacks, it is common in Beihua to bring their own weapons. thing.

More than ten people entered the harbor.

New houses were built on both sides of the avenue, which was spacious enough for four carriages to run side by side.

Some were two or three-story houses.

A year ago, both sides of the road were deserted.

Going forward, Grocery stores, clothing stores, silk stores on both sides Villages, gold and silver shops, restaurants, rice shops, etc. have appeared one after another on the roadside.

Various guise and plaques, as well as the waiters and pedestrians soliciting customers, show the prosperity of Fangmao Port in the past year.

There are more residences and more shops.

There are a lot more pedestrians.

"Gentlemen, please come in and take a look at the new Songjiang twills, brocades, Yangzhou ready-made clothes, shoes and socks that have been introduced in our store."

Just as the group was dazzled, a young clerk in green clothes and a cap stopped them with a smile.

Fang Shun and others looked behind them and found that there was no one behind them.

This is to greet them.

Fang Shun and others looked at the young man suspiciously and thought to themselves, you can't be wrong.

Just like me, who is dressed in rags and dressed like a beggar, you can also be seen as a buyer.

"Gentlemen, please come into the store and see how it goes.

Our store is the Beihua branch opened by Mr.

Luo from Shandong.

Our store is fair and honest.

Our store..."

The waiter chattered non-stop.

"Brother, I'm afraid you've got it wrong.

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We are all farmers nearby, so I'm afraid we can't afford these silks and satins."

Fang Shun stumbled and said.

That was before, since the autumn, you have been the big proprietor.

I will not miss this.

The waiter murmured secretly, but said, "You guys.

You can't be wrong.

The weather in Beihua is going well this year, and it will be a great harvest year." , you guys must have had a good harvest, and you have some spare silver in your hands, who wouldn’t buy some cloth and satin for your wife and children, dress them up nicely, and some of you also bought some gold and silver jewelry for your wives and concubines, you guys, "You're right, little one."

The boy's eyes sparkled.

These eyes can also mislead, Fang Shun cursed himself secretly, I'm afraid this little guy has already set his sights on people like him.

"This guy, why do I have to buy your item?"

Fang Shun couldn't buy it this time.

But if you sell the grain, you must buy it, so I don’t mind making friends.

"Sir, our shop has a complete range of fabrics and the lowest prices in North China.

We can also make ready-made clothes, hats, socks and shoes.

You can take a look around.

You will have to come back to our shop then."

The boy's words were as crisp as beans. , without any stumbling.

"To be honest, I'm here to inquire about the price of grain.

You can only buy items after selling grain, so...hehe," Fang Shun laughed dryly.

You got the wrong person, kid.

"This is a normal thing.

Those who come here are guests.

Since I met these gentlemen, I would be derelict in not knowing the details of our store.

As for when these gentlemen will come to support me, I don't know. , However, I thought that these gentlemen would come back to help our store.

Otherwise, our store has all the goods at low prices.

"The clerk didn't take it seriously.

I've seen this a lot, and most of them came back to buy.

Without him, this is all the goods in our store.

Cheap.

"Since your little brother has been trying so hard, I will go and take a look."

Fang Shun estimated that he had gained a lot of money by selling grain, and he also wanted to buy cotton and silk, so he went in to take a look.

Several people followed the waiters into the cloth shop named Hongtai, and saw that it was very spacious inside, with silks, brocades, cottons, men's and women's ready-made clothes, shoes and socks neatly arranged, and a wide variety of items.

A shopkeeper in the shop was chatting away with two middle-aged customers.

Excellent explanation, there are three other guys stacking objects, After cleaning the counters, I saw a few people entering the store.

Several of the waiters clasped their fists and saluted.

They greeted each other, and several people returned the greetings.

Some of them also felt at ease.

It seemed that there were not a few people who entered the store dressed like their own.

A few of the guys didn't look surprised, their expressions were as usual, and they were doing what they were supposed to do.

The various colored cloths, silks and satins as well as shoes and hats inside made Fang Shun very coveted, and he felt uncomfortable thinking of his family's ragged clothes.

Accompanied by the waiter, Fang Shun and his party took a closer look at the items they were interested in, and kept the price in mind before being presented to them respectfully by the waiter.

Fang Shun and others continued to move forward.

Fang Shun knew what he wanted.

It seemed that this store The store is really not afraid of comparison shopping, and it seems to be quite practical.

Passing by the blacksmith shop, the group went in and took a closer look.

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The farm tools at home were all distributed from above.

After more than a year of use, many of them were damaged and it was time to replace them.

After coming out of the blacksmith shop, we walked forward and came to a large empty square.

In one corner of the square was the Government Affairs Department.

On the south side of the square, many farmers gathered and were chatting animatedly.

This made Fang Shun and his party extremely curious and joined in. passed.

When we got closer, we saw that this was where the Secretary of State for Administration posted the notices.

The fence more than ten steps long was covered with notices, and the farmers were discussing two of them.

One is that the Secretary for Civil Affairs purchased corn at four cents and five cents per stone, and white sweet potatoes at two cents and five cents per stone.

However, this price was the price sent to Fangmao Port, and the price when purchased in the village was 10% lower.

Second, the Beihua Administration Secretary established Beihua Quanye Bank to handle money exchange, deposits, and loans.

The interest rate on loans was only 3% to 4%.

The reason for their heated discussion is that the interest rate is extremely low.

You must know that private loans to each other also require 10% interest.

If it is a loan shark, the interest rate is 20% or 30%.

The only thing that worries people now is that this bank has not heard of it.

Pass.

"You don't feel at ease, why don't you feel at ease?

Lending means money is put into your hands.

Why are you worried about something?

It should be because the bank is worried about you.

Why don't you feel at ease?"

A slightly fat middle-aged man in a long blue coat spat.

Xingzi said nonchalantly.

"This old man is right, the lending is in our hands, so why not feel at ease?"

said a ragged banker.

"That's true.

However, I still don't understand what this old man said about saving money and earning money.

Isn't saving money always giving money to the bank?"

A dark and thin man who was fairly well-dressed and looked like the leader of this banker asked the farmer.

"Hey, this bank was founded by Master Zhao.

It was established to solve the problems of the common people."

The middle-aged man bowed his hands in the air, "The reason why we give people interest is to help people, and the reason why we lend money is to provide low interest.

It's not easy for adults to show sympathy to us ordinary people."

After saying this, everyone gave a blank look and were very angry at these people's ignorance.

"This, it's such a good thing.

I always feel that this bank can't give me interest for free..."

A dark and thin banker said with a naive smile.

"In this way, Mr.

Zhao distributed farm tools, grain, crops, and clothing for your benefit.

Come on, tell me how much money Mr.

Zhao wants you to pay back."

The middle-aged man pointed angrily at the farmer.

"Uh, this..."

The banker was immediately dumbfounded.

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These are all given out for free.

"Master Zhao has given us a lot of benefits.

Beihua is all Liaodong people who have lost their families and fled.

If Master Zhao hadn't given us grain and rice relief and led us to farm in Beihua, we would be able to live the life we ​​have today.

Master Zhao asked me to What else are we doing?"

The middle-aged man looked at the farmer with contempt.

"This old man is right.

Mr.

Zhao is a living Bodhisattva who saves the sufferings of us.

There is no way he can plot against us."

Fang Shun's blood surged when he heard this.

How could he doubt what Mr.

Zhao had done.

People in Fang Shun's village also agreed.

The middle-aged man's face was full of color.

"I'm not talking about Mr.

Zhao, I'm talking about this bank."

The banker muttered with a red face.

"How's the bank?

Look, this is my banknote.

The name, the amount of money, and the interest rate are all clearly written in it.

How can the black and white characters be faked?"

The middle-aged man took out a small notebook of Mr.

Slap from his arms. .

"Brother, can you have a look with me?"

Fang Shun said with his hand.

"Okay, let's take a look."

The middle-aged man handed it over.

"Thank you, brother."

Fang Shun took it.

He also had a rough grasp of Chinese characters.

When he took a closer look, he saw a rough name written on it.

This person's name is Dai Jiming, his address, the amount of money, ten taels of silver, one year's worth of silver, and one year's worth of money.

On maturity, ten taels and one cent of silver will be paid with principal and interest.

This is profitable, and Fang Shun is eye-opening.

However, what he is most concerned about is lending money.

Both of his children have reached the age of marrying a wife, but the family is reluctant to marry a child.

Although it can be done in a few years according to the harvest, the child will not be married by then.

He is too old.

If the interest rate is really so low, Fang Shun also wants to borrow some money and arrange the marriage of his second son.

"Brother, if this discount is taken by someone else, can't you take the money away?"

Fang Shun asked while returning it to the person.

"It's absolutely impossible.

You have to speak a secret code when you go there to withdraw money.

Only you know this, otherwise you won't be able to go there by yourself."

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The middle-aged man said with a smile.

"If you forget the secret message, won't you be unable to withdraw the money?"

asked a banker.

"No, it's just extremely troublesome.

I have to go to your address to see if it's you, and then put up a notice to inform you that the coupon is lost.

If no one objects, it will take three months before the coupon can be returned or reissued," the middle-aged man said. road.

Everyone praises him for his kindness.

"Brother, I wonder where this bank is."

Fang Shun asked for directions with a smile.

"It's right there.

I just came out."

The middle-aged man pointed the way.

Fang Shun saw a two-story shop on the east side of the square, but it occupied a large area.

Fang Shun and others thanked him and went to the bank to have a look

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