Now, although Zhang Chaoye and his wife still live in that small broken cave, they are already famous and have become famous people in the nearby ten miles and eight towns.
Everyone knows that the Zhang family is making money now, and they all know that this is an emerging local tyrant in Ningmin Township.
Zhang Tiegun and Zhang Sanlang, father and son, have become the most eye-catching figures on the bar.
More and more people came to the door, and some of the nearby landlords and squires came to visit and contact their feelings.
There are also many neighbors who come to borrow money, and the villagers are generally barely able to make ends meet, and they have little money to spare.
Now that the Zhang family is so prosperous, many people want to take advantage of the winter leisure to come to the Zhang family to do odd jobs and earn some cash.
There are also some who want to send their young children over to be apprentices, and some who come to Zhang's house to borrow money when they encounter a happy event at home and need money for illness and the like.
For these neighbors who came to the door, Daddy Zhang has always maintained a very generous attitude.
If you want to come to work, try to arrange it.
The Zhang family's engineering team, pastry business, as well as the construction of new cellars and mills, the construction of workers' dormitories, bathrooms, toilets, etc., also need people, and they are all arranged as much as possible.
Those who send their children to be apprentices should also stay as long as they are suitable.
Those who came to borrow money, borrowed a hundred and eighty yuan, and even a few pieces of money, also borrowed.
If it is less than consistent, it will even not charge any profit, and if it is more than consistent, it will generally only charge one point of monthly interest.
For the old iron gun, borrowing money is not to collect profits, but to be benevolent, which is to accumulate virtue and do good.
But Zhao Yuanwai wanted to borrow money, and wanted to borrow thousands of yuan, Zhang Chao would not agree.
Zhao Yuanwai now owes a lot of debt, and at this time, borrowing money, what he uses is not consistent, and it is not a big deal to pay it back.
Zhang Chao was still very satisfied with Zhao Yuanwai's willingness to sell the land.
It is not advisable to just try to take advantage.
Equivalent exchange is normal.
Eight hundred acres of land are all good land on the flat slope of the South Plateau, which makes Zhang Chao excited.
Zhang Chao wants to be a landlord, but the Zhang family only has about 500 acres of land, and he wants to buy more land, but he can't find it.
No one was willing to sell the land until it was absolutely necessary.
What's more, it's still a whole of 800 acres of land.
I don't know how many generations it took the ancestors of the Zhao family to buy these 800 acres of land, and finally connected them into pieces.
After talking to Zhao Yuanwai for a while, Zhang Chao walked out of the house and came to the drying field.
Although his face was calm, his heart was extremely excited, burning with a raging fire of excitement.
Zhang Chao told his father about Zhao Yuanwai's affairs, the Zhao family wanted to sell land, 800 acres of flat slope land in Nanyuan.
"The Zhao family has sold their land, and their family still has grain stores and shops in Chang'an, and there are several big Zhuangzi on the Ba, and they are famous for their wealth."
Dad was surprised, he knew something about the Zhao family's family business.
"It's all self-inflicted, and it's not greedy enough."
Zhang Chao borrowed money from the Zhao family to hoard grain, and now that the price of grain has plummeted, the Zhao family has been trapped.
"I'm going to see some Zhao Yuanwai."
In the cave, Zhao Yuanwai's voice was heavy, and he told Father Zhang about the current predicament of the Zhao family with a sad face.
Lenders spend all day collecting debts, and food prices are falling, but they are unable to get out.
He couldn't sell it if he wanted to, he had reached the end of his rope and could only sell his ancestral business, but many people deliberately took advantage of the fire to rob, and the price given was too low.
Now, he has no way out, thinking of the good reputation of the Zhang family father and son for kindness and benevolence, he hopes that the Zhang family can see the affection of the villagers, and can come forward to buy part of the Zhao family's land and give the Zhao family a chance to tide over the difficulties.
Speaking of this, Zhao Yuanwai couldn't help but burst into tears.
He was also moved by his true feelings, as soon as the land was sold, it would be difficult to buy it back, and he would become an unscrupulous descendant who sold his ancestral business.
Dad sat cross-legged on the kang and muttered for a while, "If you don't sell land, is there any other way?"
As a last resort, don't sell your ancestral business.
Your family's land has also been saved by the Zhao family's ancestors for generations. ” Zhao Yuanwai wiped his tears, and said helplessly, he had thought of all the ways he could.
The grain can't be sold in a hurry, and it can't be sold at a price, and the borrowing over there is urgent, and there is really no way.
However, Zhang Chao could hear that this Zhao Yuanwai was actually reluctant to cut the meat.
Now that grain is being sold at a low price, he is reluctant.
There is still a glimmer of illusion that food prices can be reversed, and then some losses can be stopped.
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Now selling land is also to survive the hurdle of usury, without the pressure of usury, with the net worth of the Zhao family, it can still last for a year and a half, maybe the price of grain will come back at that time, after all, now Hebei and Shandong are in chaos again, who knows what the chaos will become.
Food, after a big war, will immediately increase in price.
Dad was a little too kind and kind, and after listening to Zhao Yuanwai's words, he thought for a while and said, "You can talk to the borrower over there to see if you can find a way to raise some money and pay back the money in advance, so that the later profits will be waived."
It's better not to sell the land first, it's easy for you to sell 800 acres of land now, but it's difficult to think about it later.
If you are in trouble now, if I buy your land at this time, won't it become a robbery while the fire is burning, they are all villagers, only separated by a ditch, and I can't do such a thing as being poked in the backbone. ” Zhang Chao was speechless when he listened to it.
Dad is too loyal, and this Zhao family is not a good family.
However, when Zhao Yuanwai's father was in charge, the Zhao family was indeed a good family, and the old man Zhao was kind and charitable, with a good reputation, repairing bridges and paving roads, building private schools, and putting porridge for relief in disaster years, and he was a good person praised by everyone.
It's just that when he arrived outside Zhao Yuanwai, he only cared about making money, and he didn't do anything lacking in morality.
Loans are given in disaster years, and then when the people cannot afford to repay the loans, they will take the land from other people's homes.
The Zhao family's land production has multiplied many times over the years, and many fields came from this way.
Later, Zhao Yuanwai engaged in hoarding grain trading, and even charged low prices and sold them at high prices, making a lot of black money.
Zhang Chao had to say euphemistically, "Dad, Zhao Yuan borrowed so many loans, it would be very troublesome not immediately, those money were borrowed from the officials to catch money, it was public money, and if you don't pay it back, you will have to suffer a lawsuit."
With more than 5,000 yuan in principal and interest, how can it be so easy to raise it for a while.
If it is delayed for a long time, and the time comes, it will be even more fatal. ” On the ground of the capital division, most of the people who lend money are those who catch money and catch money.
Originally, each person had as little as 50,000 yuan and as much as hundreds of thousands of dollars in their hands, which was not much.
But these people are not so honest, and those who can become money-grabbers or money-grabbers are generally the children of local powerhouses or bureaucrats.
After becoming the officials of the government to catch money and catch money, they are exempt from Yao labor, and they also enjoy a privilege, that is, if they commit crimes, the local prefecture and county have no right to arrest and try them, and they must be handed over to a special department for trial.
These moneylenders often flaunt the banner of the government, and even though they only have 50,000 yuan in their official capital, they often want to add hundreds of thousands or more of their private money and lend money in the name of public money.
And the interest collected is even higher, once someone can't pay back the money, and then there is a dispute, they will get people to the yamen to collect the account in the name of the public money, and then they can't pay the account, and directly confiscate the family property to offset the account.
These lenders all have backgrounds.
Zhao Yuanwai, a local tyrant in the suburbs of Beijing, borrowed the money, not to borrow one person, but to borrow money from many money catchers, these money can be regarded as public money, if Zhao Yuanwai can't pay it back, then his family's shops and granges will have to be confiscated, and it is estimated that it will be cheap to pay off debts.
"It's all folks, San Lang, you see that our family first helped to lend money to Zhao Yuanwai to help him tide over the difficulties."
Zhang Chao was helpless, "Dad, even if our family helps borrow money, we can't take out so much."
It's a drop in the bucket, and it's hard to help. ” Of course, Zhao Yuanwai hopes not to sell land but to borrow money, but Zhang Chao doesn't see rabbits and eagles, if there is land, there is money, and if there is no land, then there is no money.
"What San Lang said is hey, at this time, you dare to borrow it, and I don't dare to take it.
San Lang just said that he was willing to help introduce the nobles of Chang'an to buy my land at a fair price.
I'm very satisfied. ” Seeing that Zhao Yuanwai insisted, Dad didn't persuade him anymore.
"Okay, let's do what you say, don't worry, I'll let San Lang help match, and your land will be at whatever price it should be." 800 acres of land, Zhang Chao alone can't take it.
The Zhao family sold not only land, but also contiguous land, and there were two Zhuangzi on the land, as well as complete sets of things such as mills, wells, and well carts, as well as woods, mulberry trees, and ponds.
In particular, this is a large grange for sale in its entirety, so the price is higher than for a small piece of broken land.
Even if it's just dry land on the original slope, not a paddy field in a river valley, this land is still a good land.
Zhao Yuanwai originally offered a price of ten per mu, and Zhang Chao repaid the price.
At the beginning of the founding of the country, the land price was still cheap, otherwise, the land price would not be so cheap on Gyeonggi Ba at the foot of the Son of Heaven.
Now the father intervened on the side, refusing to let Zhang exceed the counteroffer, and finally Zhang Chao and Zhao Yuanwai discussed for a long time, and the preliminary agreement was to buy 800 acres of land plus Zhuangzi and ponds, wells, mulberry trees, woods, etc., for a price of 5,000 yuan.
On average, it is 800 acres of sloping land plus about 200 acres of forest ponds, etc., with an average of five acres and one acre.
However, Zhuangzi's house, well, well cart, etc., are no longer counted as additional money, and mulberry trees, trees in the woods, etc., are also included. 5,000 yuan, talk about paying it off in a lump sum. 5,000 yuan, the price should be said to be not expensive, and after one or two decades, the world will be peaceful, and it is normal for the land price to double or twice.
You know, Bashang is a suburb of Chang'an, only twenty or thirty miles away from Chang'an.
If it weren't for the beginning of the country after the war, it would have been possible to run ten or twenty acres of one acre.
However, Zhang Chao can't take out so much money, even if the Zhang family makes some money now, there are many places to spend it.
It is to build a new cave, and it is to build a workshop dormitory, etc., so it is no problem for Zhang Chao to take one or two thousand at a time, but he can't take out five thousand at all.
Now, the agreement to buy the land has been reached, but to win this piece, Zhang Chao has to come up with 5,000 yuan within three days. t1706231537: