When Lin Fa stepped into the house, he saw several children frolicking in the courtyard.
There were still a few baskets of bitter bamboo shoots on the ground, and he frowned, "What are you messing around with again?"
The eldest of the children, who were only eight or nine years old, immediately stopped when they heard their father's words.
In this family, they were all afraid of their father.
"Dad, you're back."
The eldest daughter is nine years old this year, and she is relatively thin, but she is very sensible.
Seeing his father come back, he hurriedly went to fetch a scoop of water.
Lin Fa took a sip and drank half a scoop of water, and handed the ladle back to his daughter with satisfaction.
"Dad, we went to pull bitter bamboo shoots today and picked a lot of delicious ones.
There are tea bubbles and prickly bubbles, you eat, it's delicious. ” The children of the poor have long been in charge, and Lin Fa is an immigrant from Zhangzhou.
Zhangzhou was established only in recent years, and there was no Zhangzhou in the past.
Since he was a child, Lin Fa's family has paid rent to the landlord to live, and he has no land, so his life is difficult.
When he was born, his father hoped that he would make a fortune in the future and named him Fa.
However, in his thirties, he still has a hard life, the whole family has to eat and drink, and relying on the tenant land has never changed.
Later, I finally gritted my teeth and stomped my feet, and signed up to immigrate to Liuqiu, just to come to Liuqiu to have a settlement fee and a land share.
At first, he only brought his wife with him, and his parents and children stayed in his hometown.
When I got here, I found that as the Li family said, the fields were distributed for free.
The fields here are very fertile, better than those of the old tenants, and they are divided more at one time.
They were two husbands and wives, and they divided 200 acres of land.
The Li family also helped them build a tunzhuang, and sold them a yard at a low interest, which not only had a low interest, but also repaid the money in installments.
When they came, they brought a baggage with them.
When they arrived here, they were given houses and fields, and the Li family also rented cattle, seeds, and farm tools to them, and arranged for the immigrants to form mutual aid societies to help each other.
Last year, they were not able to clear all the land, but they still had a good harvest.
In particular, the immigration policy of exempting two taxes for three years and halving for five years made almost all of their gains last year their own.
After deducting the money for seeds, cattle and farm tools, there is still a lot of surplus, which is a harvest that Lin Fa has never had in more than 30 years.
At the end of the year, he rushed back to his hometown, spent the New Year at home, and then took the family over to him.
My parents and a few little brothers came over, and they were also assigned to the fields as they wished.
Now they don't lack land or livestock, but they can't plow.
Although the children in the family were small, they also began to help in the fields.
The family has cattle rented from the official, the cattle are actually from the Li family, the cattle transported by the Li family, and then Lin Fa leased them, usually kept at home, and the Li family often sends people to check to prevent diseases and check whether they are properly cared for.
The Lin family takes good care of the cattle and only needs to pay a very low rent a year to obtain the right to use the cattle.
This cow is very valuable, because with this cow, the family saves a lot of effort in farming.
Every day, the children of the family are asked to herd the cattle.
When I was at home, I also raised pigs, chickens and ducks.
Piglets and chickens and ducks are also sent to the door by the Li family, not to sell, but to cooperate, the Li family provides free seedlings, and after they are raised, the Li family recycles, deducts the money of the cubs plus a little interest, and the immigrants can also make a lot of money.
The income from raising pigs is good, but it is more tiring, and I have to find pigweed every day, and I have to chop pigweed to cook pigweed.
However, Lin Fa and they have long been accustomed to this kind of tired life, and the days are like this, at least although they are a little tired now, their lives are much better than in the past.
The son brought him a basin of water, and he washed his face, feeling much refreshed.
The daughter brought their harvest today, and the children went out to herd cattle, and by the way, they also picked some bitter bamboo shoots, picked some wild vegetables, and got back a lot of wild fruits.
Tea bubble is a kind of stuff like a bun on the tea tree, it can be eaten after peeling, it is quite sweet, and another kind of leaves that do not knot, called tea ear, some vinegar sweet, this is a wild fruit that children like to eat, and he used to like to pick these when he was a child.
There are also a few kinds of game, prickly bubbles, stinging mosses and sour rods, which are red and very sweet and juicy.
The sour cane is like a bamboo cane, in the middle, the tender one is edible, but not sour.
Thorn moss is a thorny twig that grows from thorns, and the stems inside the skin are delicious.
Lin Fa smiled and ate some.
Lin Fa's father came in from outside with his three sons, and when he saw these wild meats, he smiled, "I picked a lot of prickly bubbles." ” Lin Fa's father's name is Lin Zhong, he is not yet fifty years old this year, he is wearing a robe, he has a goatee, he is a little thin, but he is very energetic.
Free novels bring you joy and joy ---> storyskyline.net
Today he had a smile on his face and looked very happy.
"Dad, has Li Ji Qianzhuang borrowed money?"
"When the loan arrived, Li Ji Qianzhuang handled things very neatly, and the shopkeepers were all smiling and welcoming, and they also specially arranged a few window sills for us immigrants in the Tunzhuang to handle our loans.
Everything is done, as I said before, low interest, one year, eight cents per year. ” Lin Fa also smiled when he heard this, the annual interest rate is eight points, which is definitely a low interest.
In the past, in my hometown, the government's public office lent money, all of which were eight cents per month, plus a handling fee or something, which was actually double the interest.
The principal and interest at maturity in one year are doubled.
This is still a cheaper public loan, and if you borrow from private individuals, it is often higher, or even 13 out of 13 out of 13.
Either that's lamb's breath.
In the past, people did not dare to borrow money, unless there was no way to go through famine in a disaster year, but the result of borrowing money was often to sell their children to pay off their debts.
But the credit of the Li family is very good, the interest rate of the loans they give to the immigrants is low, and the annual interest is only equivalent to the monthly interest of the public loan in the past, and the other is that Li Ji Qian Zhuang still has a rule, even if it is not repaid for a while, but the interest will not be compound interest, and the interest will rise to twice the principal at most.
According to the annual interest rate of 8%, or simple interest, if the Lin family borrows money and does not pay it back for a while, their interest will accumulate, and after more than a year, the interest will be raised, but at most it will rise to the same time as the principal, and the interest will generally rise to the same as the principal, at least seven or eight years.
"This year, Li Kee has also launched several businesses, including mortgages to buy cattle and mortgages to buy farm tools.
Now apply for these mortgages at their bank, and there are still discounts. ” The mortgage is also a business that Li Kee Qian Zhuang has been carrying out for several years, and to put it bluntly, it is installment payment.
With Li Ji cooperating with some firms, the Lin family has always wanted to buy some farm tools, after all, this is a long-term need, and it is more cost-effective to buy it yourself than to rent it.
But if you buy it, you can't get it for a while.
Li Ji is now cooperating with some commercial houses and shops in Liuqiu City, and the people buy the farm tools in these shops, and Li Ji provides them with loans according to the purchase contract to let them pay off the goods.
Then, according to the contract, how much to repay annually or monthly. t1706231537: