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Chapter 172: The New World Usury Market


"Ding successfully gains the protagonist's gratitude and love, and helps the protagonist open his heart knot, get 4 points of luck and ask the character to keep up the good work" Hearing the prompt sound of the system, Song Shicheng, who was hugging Shen Xiaoyan's ears and temples, couldn't help but feel a pounding in his heart.

It turns out that there is such a special way to get luck from the protagonist Could it be that this is the advantage of being on the side of the protagonist in the story of the novel?

It should be You must know that the reason why some supporting characters have good luck is often stained with the light of the protagonist, as long as they form a community of interests with the protagonist and assist the protagonist in their career and life, the supporting characters can also benefit in various ways For example, according to the plot outline of the original novel, when the divine doctor Ye Tian relied on treating high-ranking officials and nobles and gaining various favors, and then reached the pinnacle of his life, Lin Yi, the original number one supporting character, because of his iron-clad friendship with Ye Tian, would inevitably get the treatment of the chicken dog ascending to heaven.

As explained earlier, Lin Yi's character setting is that he is an outcast from a wealthy family, and when he returns to the Mu family, at first because he is not welcomed, the encounter will be very bleak.

Later, thanks to Ye Tianmiao's hand, he cured the old man Mu and became the VIP of the Mu family, relying on this relationship, Lin Yi's development will also turn around, as long as he unswervingly does chores for Ye Tian's platform, the good fortune will be endless, and in the end, with Ye Tian's assistance, he will become the core of the humerus of the Mu family with Mu Yunchen It's a pity that due to his rebirth, he tampered with the script of the novel one after another, forcing these two brothers into a desperate situation one after another, and finally turned black and turned against each other, ruining a "good story" between the protagonist and the supporting role.

And now, Shen Xiaoyan has gained the halo of the protagonist, and she has moved from standing on the opposite side of the protagonist to the camp of the protagonist, and her identity is equivalent to changing from a villain to a supporting role.

In other words, as long as you unswervingly love and support this wife, your luck will continue to rise "What are you thinking?"

The face was touching the face and was being warm, and Shen Xiaoyan noticed that the husband was suddenly a little distracted.

"Nothing" Song Shicheng held that round of peerless beauty with both hands, and said with a smile: "I was suddenly thinking, I may also have to thank that aunt properly, if she hadn't instigated your mother to give birth to you back then, I might not have such a good wife." ” Listening carefully, Shen Xiaoyan's expression experienced a trance, his hands hooked his neck, and his body was still clinging, but the head of the mantis moved a little distance, flashing starry eyes, carefully looking at the lover who had gone through ups and downs and twists and turns, and said in a soft voice full of emotion and embarrassment: "I have always felt that my birth was a mistake, and I have complained about God more than once, I feel that God is too unfair to me, and let me go through so many hardships and unhappy things.

Now I probably understand because he saves the best for last. ” In fact, there is still a sentence hidden in her heart: no matter who this Song Shicheng is and what kind of past he has, as long as this person can cherish and love himself as always, it is enough.

"Then now I think of the resistance to death before I got married, what is it like?"

"It can only be said that the mistakes are wrong, and all kinds of mistakes in a lifetime are put together, and a good result is finally obtained."

"I've been messing with Yuan Jia's literary girl for a long time, and I've learned to drop my book bag."

Song Shicheng smiled, kissed the two delicate cherry lips, and while ingesting the incense, he went up and down his hand, and when his hand slid to the waistband of Shen Xiaoyan's pants, and was about to unbutton it, he was held down by the bare hand.

"Don't, Aunt is still waiting down there."

Shen Xiaoyan said softly panting.

"This kind of superb relative comes to ask for errands, so he should dry it more."

Song Dashao also wanted to overlord the bow, and even wanted to try the taste of clouds and rain in the bathroom.

"Not really, I'm here."

Shen Xiaoyan refused with a red face.

Song Dashao was stunned for a moment, and after thinking about it, it seemed that it was really her period in the past few days, and she couldn't help but joke: "The eldest aunt is really here." ” In the face of his puns, Shen Xiaoyan clenched her fist and knocked him on the chest in protest, but buried her hot face in it.

The two of them got tired of being in the bathroom for a while, and then they came out hand in hand.

Shen Xiaoyan's face was still a little red and embarrassed, but fortunately, the light in the hotel restaurant was relatively dim, and she couldn't see it if she wasn't careful.

And the eldest aunt was waiting impatiently in the box, seeing that the two of them entered the door unhurriedly, although they were full of complaints, they still had to accompany the smiling face: "Just married, the two of them are sweet enough, it is really enviable." ” Song Shicheng didn't bother to pay attention to her flattery, and was willing to come down to see this side, but also to prevent this superb aunt from harassing Shen Xiaoyan again, so as soon as his ass sat down, he said straightly: "Ms.

Lin is short of money again" Lin Meizhen's cheeks froze again.

As the saying goes, if you don't hit a smiling person with a smiling face, who would have expected that Song Dashao would directly beat people's smiling faces without saying a word Although before Lin Meizhen came over, she guessed that with Shen Xiaoyan's perception of herself and Song Dashao's notoriety, she was very likely to touch a gray nose, but nominally, they were relatives who could beat each other, and they were good at pleasing people, at most they ignored them, and they opened their mouths to humiliate and ridicule But Song Shicheng, who is well versed in human feelings, knows that all the best relatives in the world have a common characteristic: kicking their noses and faces The more polite and polite you are, not only will you not play a slight role in probation, but the other party will think that you are easy to talk and handle, and then you will gain an inch.

Instead of continuing to make troubles, it is better to draw the road first and warn this aunt not to try to rip bamboo and stalk at them Shen Xiaoyan naturally understood Song Shicheng's thoughts, but seeing that the scene was strange and embarrassing, she said in a round: "Auntie, my mother didn't explain your situation to me too clearly, in the final analysis, it's a lack of capital turnover."

Lin Meizhen realized that this nephew and son-in-law were a hard stubble, so she could only restrain some thoughts, and instead told her niece about her tragic history of blood and tears: "Xiaoyan, you know, if it weren't really exhausted, my aunt would never be a handful of years, and she pulled down her old face and begged for people Auntie is really not easy in this life, she lived so poor when she was a child, her aunt would rather drop out of school by herself, but also insist on letting your mother continue to study, and she was a little girl who went to the big city to make a living to help a large family, day and night, and suffered all the eyes, When your mother graduated, she took her to Huahai to look for a job, trusted her with relationships everywhere, and settled your mother to work at the front desk of the hospital, and your mother had the opportunity to meet your father Later, your mother had the opportunity to know that kind of thing, I really want to die, but I can't bear to let your mother suffer alone, so I can only endure the pain and take care of your mother and you who are still in the belly."

It's this set again Shen Xiaoyan had the urge to roll her eyes.

This trick has simply become the killer feature that this aunt has tried and tested repeatedly From childhood to adulthood, every time Lin Meizhen wanted to knock on the bamboo pole of their mother and daughter, she would basically move out this set of lines, and Shen Xiaoyan was ripe.

At the beginning, Shen Xiaoyan was very moved when she was a child, and felt that she and her mother did owe too much to her eldest aunt, until she continued to see the despicable and insidious nature of this eldest aunt, and her mother Lin Meizhu was forced to complain, and this feeling collapsed.

"You heard her foolish when she was a child, obviously she refused to study, and was deceived by a second-rate person working in the city in the next village, and ran to the city with someone at home, Hua Hai also came to me first, she heard that I had a serious job in the hospital, and asked me to help find a job.

What took care of me and was pregnant for ten months, in my place, eat my house, use me, spend all my savings, give birth to you The money is borrowed from the next door, just gave birth to you, I still can't walk, she has to drag our mother and daughter to run to block your father's door, crying and mourning, causing your father to lose face, if she was willing to negotiate with the friendly at that time, our mother and daughter may not suffer so much She still has a face to reverse right and wrong" As the saying goes, it's time to cooperate with your performance, and I choose to turn a blind eye.

But seeing that Lin Meizhen has no self-cultivation as an actor, let alone Song Dashao, even Shen Xiaoyan can't stand it.

"Later, if I hadn't endured the humiliation and led your mother to your father to discuss the law, and even forced each other to die, your father would not have relented and recognized you, let alone had more than 20 years."

"Auntie, I know you worked very hard back then, but I think you should make things clear first, otherwise, I don't know how to help you with details." has been cheated a lot, Shen Xiaoyan has also learned well, and knows that once she says that she wants to help, with this aunt's urine nature, she will definitely rely on herself.

Just saying that it helps with details leaves enough room for manoeuvre.

Hearing this, Lin Meizhen scolded again, seeing that these two people didn't eat oil and salt, they could only tell the truth honestly.

The process is inevitably another big bowl of bitter water, and the main theme is as Song Dashao summarized: no money.

"Is it true that you can't get any money at all?"

"It's really not good, everything that can be resisted has arrived."

Lin Meizhen said with a sad face: "You don't know your uncle's foundation, now that the industry is in a recession, such a small business, the ability to resist risks, how can it be compared with your family Xiaoyan, when your aunt begs you, it will be 10 million, as long as you have this money, your aunt's family will be able to get through the difficulties, and your aunt promises that she will never trouble you again from now on." ” "In addition, Shicheng, can you please intercede with Mr.

Li as well, so that he doesn't have to be so fierce anymore."

Song Shicheng was stunned and asked rhetorically: "You also borrowed Li Dongsheng's money" "It's not a loan, we are taking the plant equipment as collateral, but his interest is too high to bear it."

Lin Meizhen said bitterly: "Originally, I found out that Mr.

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Li is also a shareholder of Fenghua Group, so I reported our relationship, hoping that he could be lenient and accommodating, but I didn't expect him to intensify his efforts and give an ultimatum, threatening to take away all valuable things such as enterprises and real estate if he didn't pay off the principal and interest within three days." ” Song Shicheng pouted, where there is a shortage of money, there is a figure of Li Dongsheng, in order to lend usury, this money-eating ghost is simply pervasive.

Moreover, this Lin Meizhen is purely self-inflicted, thinking that using her own name and fake tiger power can make Li Dongsheng's subordinates merciful, but she doesn't know that her relationship with Li Dongsheng has long been broken.

It's okay not to mention it, as soon as the relationship between them is revealed, Li Dongsheng has to put Lin Meizhen's family to death Shen Xiaoyan was surprised: "Auntie, he's a loan shark, what's wrong with you?"

"I know, but it's not like there's no way, your uncle and I are on the blacklist, the bank doesn't care about us at all, don't look for these financial institutions, do you still have to go to your father" Lin Meizhen said aggrievedly: "Xiaoyan, Shicheng, you two can help your aunt this time, if you can't get through this difficulty, your aunt's family will really be finished." ” Shen Xiaoyan felt a big headache and subconsciously looked at her husband.

Song Shicheng was silent for a moment and said, "How far has Li Dongsheng forced you?"

Lin Meizhen lamented: "It's almost a combination of soft and hard, while letting the debt collection company intimidate us, and at the same time finding a lawyer to sue, now that the lawsuit is halfway through, if we lose the lawsuit, our family really has nothing." ” Song Shicheng just laughed.

He saw Lin Meizhen's mind very thoroughly.

In fact, he had studied Li Dongsheng's usury business earlier.

The main target of the loan is small and medium-sized enterprises like Lin Meizhen, which are on the credit blacklist and lack of funds.

The monthly interest rate is generally 10, and according to the annual interest rate is 120, which is a veritable usury Many people may wonder how usury can be so popular and blatant when it is clearly illegal.

That's right, the law clearly stipulates that once the annual interest rate agreed between the borrower and the borrower exceeds 36, it is invalid and illegal.

However, as long as you are willing to lend money, even if the relevant financial laws do not protect it, the contract law and the civil law do not prohibit it.

That is, if the borrower and the borrower are voluntary, then no amount of usury lent by the lender constitutes a criminal offense, but is not protected by law.

In fact, Li Dongsheng doesn't want to go to court, because even if he wins, he can only get the 36 interest that is recognized and supported by the court, so he often uses both soft and hard methods, and looks for a debt collection company while fighting a lawsuit.

However, due to this tampered world, there is no dark organization, so that the behavior of debt collection companies is relatively "gentle", not playing any violent aesthetics, just let people block you, such as finding some people suffering from infectious diseases such as tuberculosis, measles and even AIDS, and put a wall on your company or home to see if you dare to repay the money In addition, it is worth mentioning that Song Shicheng found that the Weiguangzheng government of this world has done some effective work to rectify usury.

A special law on fair debt collection practices has been introduced.

It is clarified that when a business or individual is unable to repay its debts, it can file for bankruptcy protection, and once passed, most of the debtor's debts can be cancelled.

It's just that, by that time, the debtor will also be destitute.

And Lin Meizhen's situation is obviously that she can't pay off her debts and doesn't want to file for bankruptcy, which is a typical slut who is hypocritical. t1706231537: