Zeng Simin and Guo Hua cleaned up and followed Zhang Chun and Gu Ming back to the Agricultural College.
Zhang Chun has a special office and conference room in the College of Agriculture.
Yuan Dingguo also came from Nanzhang Street.
Nanzhang Street has withstood the test of the first phase of flooding, and the vegetation in the upper and lower reaches of the Nanhe River is very good, and the excess rain comes down very slowly.
After a few days of rain, the river is still slowly rising, but it has not caused any impact on Nanzhang Street.
Similarly, there is the Beiguang River, which has a stable water volume and a long period of high water, and the rainfall is conserved in the forest and slowly released.
Both rivers have now become short in dry periods.
Unless there is a major drought.
The people at the Environmental Institute are very proud of this.
The Yunlong River is different, the original willow buffer belt is almost out of top at the worst, but it retreats quickly.
In just three days, the water level will drop to the safety line.
The pond in the barrier zone is now two meters thick of silt, and the low-lying rice fields along the barrier zone have also been submerged, and now all the people in Nanzhang village are salvaging the rice.
Fortunately, after the flood passed the isolation zone, there was not much sediment left, and the rice fields were saved.
It's just that after the autumn harvest, the task of cleaning up the isolation zone will be much heavier, and every year in the past few years, when planting wheat, this sludge will be transported into the farmland as fertilizer, and the entire farmland of Nanzhang Street has unconsciously grown taller, all thanks to this move.
This year's floods may seem scary, but they have had little impact.
You know, until now, Shazhou has been the largest food base.
The area of rice fields at Yanmen has exceeded that of sandbars, but the yield is far from inferior.
The population of Nanzhang Street is also increasing rapidly, because most of the farmers in Nanzhang Street are not recruited, and in recent years, life has improved, and relatives and friends have also taken refuge in it.
The population in the two villages increased from less than 1,000 to nearly 4,000.
And that's not even counting the fishing grounds that have just been built.
The people here are also relatively affluent, and many farmers are building new houses.
After Zilin took over, the brick kiln moved here, anyway, if it was destroyed, it would destroy a place.
The brick kiln does not stop day and night, because there is a demand for construction.
This has given the sandbar a trend of a new rural appearance in later generations.
During this period, Yuan Dingguo was not only in charge of Xinmin Commercial Bank, but also responsible for the planning and construction of the entire Nanzhang Street.
It's just that Yuan Dingguo lost weight quickly, his beard was unshaven, and his eyes had a desperate obsession, which meant that he wanted to burn his life out in his ideals, and Zhang Chun had to pull him from his job.
Yuan Dingguo is sitting in the academic hall, and there will still be people coming in and whispering to him.
Zhang Chun asked Gu Ming to sit beside him and help him block it.
Gu Ming just smiled bitterly, didn't say anything, and went over with the guards.
"The construction of the financial system is basically like this, and everyone has heard President Zeng's report.
I just introduced the arrangement of the wild goose gate to you.
President Xu, business does need to be divided.
Not only Yanmen, but also Nanjie Village, which is forcibly levied and collected.
It's okay for a short time, but it's okay for a long time.
Overall planning and revenue and expenditure according to the budget, President Xu has done a good job and has some experience.
Students are also learning.
When the time comes, it's just a matter of confidant.
But the cooperative bank is a new thing, Hu Xueyan used to run a bank, but after the Taiping Heavenly Kingdom, it was not good, and now it is only maintained in front of the big city.
However, the nature of our cooperative bank is different, and we mention that the people are in charge of money, especially in Yanmen Town, and the management of this money directly determines the fate of the people.
In this regard, what you have heard and seen before is the experience and the practice to be done at the gate of the goose.
I'm going to talk about Nanzhang Village now.
Nanzhang Village is different in that there is no collective economy here.
The population is dense, there are many traders, and the villagers are also very wealthy, and they have some silver in their hands.
Here, banks mainly solicit deposits and lend money, and do not have the function of managing the economy at the gate of the goose.
However, there is an obligation to support weak industries.
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The peasants can't use the money for the time being, and there is no place to use it in Nanzhang Street.
So this money must be given an investment direction.
In addition to normal savings and loans, banks should make some funds.
These funds are mainly investments in some industries, and detailed information should be provided to those who buy these funds, where they are used, how they are used, how much income they have, and how much dividends they have.
Be clear and reassure depositors.
Now let's talk about industry.
Nanzhang Street is mainly commercial, and was originally operated by each commercial house itself.
Investing money in these comptoirs is not safe in these turbulent times.
Therefore, in the name of the Nanjie Town Office, a trading house could be formed to conduct transactions with Hankou and other cities, and the commercial bank would use the money to do things.
Banks should set up fund committees, which should include representatives of depositors, and fund committees should supervise the operation of commercial banks.
In addition to the regular return of the principal, the firm also has to pay interest to the bank.
If the comptoir does not work, the commission may suspend the loans, or reorganize the comptoir to safeguard the interests of the depositors.
The bank uses 130% of my rent as a reserve to prevent anything else from hurting the depositors.
Of course, I also take stamps from every transaction in the bank.
Of course, you have to take less to pay the bank's salary.
Commercial banks should also pay normal taxes and rents, and they should not engage in special activities.
In the future, the rent and tax will be combined, and the rent will be reduced, which will be called business tax for the time being.
I don't plan to hand this over to the imperial court, we will use it ourselves.
You can't do anything without money.
I personally have no money now, and the money was robbed by Principal Xu, and I haven't seen a single penny. ” The crowd laughed.
"From now on, President Xu will not give you work for nothing, the technology is from someone else's agricultural college, you take it for nothing, and make your own money.
Not so many good things.
Give money, how much to give, President Xu took out the charter.
There is also a need to keep it secret, if anyone reveals the technology, Principal Xu, you will go directly to arrest people, anyway, you have a lot of students, and you can speak more effectively than me, hehe. ” "In the U.S., it's called royalties."
This is Wang Linna's voice.
"As for royalties, but you can't keep collecting money from others, just collect them for a few years.
The main focus is to recover the cost of the research so that the research can be continued.
And a large part of your research is done for the military.
So I plan to give 10 percent of this 30 percent tax revenue to the army, to pay for equipment and the cost of the Ordnance Bureau.
Five per cent is used for education.
If you don't keep my money, you can't turn the school into a warship all at once. ” Laughing again, Xu Zhenpeng smiled, without a sense of repentance.
"Therefore, to form a set of economic systems and act in accordance with economic laws, this is also science, it is the way of heaven, silver should flow like blood, what should flow to the brain to the brain, and what should flow to the hands and feet to the hands and feet.
Can't mess around. ” "And we haven't given the funds."
Yuan Fang and Zhang Xiu called below.
"Oh, I forgot.
Elementary schools, not agricultural colleges, should also be changed, and there will be a vacation during the summer harvest, so that students can go back to help their families.
The Spring Festival is still a holiday according to the old rules, and it is the duty of a son of man to honor his parents.
Let them go back for three days a month, when they rest, but also to experience the difficulties at home.
After the summer harvest vacation, a group of students can be recruited at the beginning of school, and there should not be many of them this time.
However, in Yanmen Town, the children of Nanzhang Town have to collect tuition and miscellaneous fees and food.
They have money. ” "We don't have any money."
This is Zhang Linyue's voice.
"You don't have money, you don't have money to build a big factory, you want to find a way to make your white strips into money."
"Oh."
Zhang Lin lowered his head and hid in the crowd.
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Laughter continues.
"Of course, the school still has to subsidize, but it is not given to the rich, from now on, the rich will have to charge, tuition and miscellaneous fees, books, and a lot of money, and food will be taught.
In primary schools, students who are truly poor are exempt from tuition and food.
For such students, your school will send someone to visit someone else's home, give an appraisal and apply.
I even gave you your salary and office expenses, and I also left the bank, and I said that I had no money.
In addition, the school runs a garment factory to make school uniforms for students, and the clothes cannot be free, but are cheaper than the market price, so that rich parents can pay the money.
The money earned can't be made up for poor students.
From now on, the Faculty of Agriculture will also implement this system, and junior high schools and universities will also charge fees, so your funds will be used only for research institutes.
If you use college students, middle school students, you have to pay college students.
So that they can earn money to pay for tuition, and those who are able can save a little money to honor their parents.
I see that the students of your agricultural college, town office, finance office, and management are very comfortable with it, and they pay the money.
Even if it's less, you have to pay it. ” "Do they pay for their meals?"
It's Zhang Linyue again.
"Deliver, why don't you pay, you have to pay it too.
Everyone has to pay for their meals.
The students also handed in rice.
The wage system should be perfected, at least so that you have food, clothes to wear, and a house to live in. ” "Now talking about the hospital, the hospital's salary, scientific research expenses, make a budget, I will allocate it to you.
But the pharmaceutical workshop that you have formed is self-financing according to the factory model.
The operation of the hospital itself should be in accordance with the market model.
The public health center is engaged in mass prevention and treatment, and the townships and towns pay for it themselves, from their own expenses, and if it is not enough, there is a health fund.
The health fund is handed over to the bank, which guarantees sufficient interest to the foundation.
If the health fund is not enough, I will replenish the foundation, but the foundation's money is earmarked and cannot be misappropriated at will.
I know that every year the hospital makes money that is used to build your pharmaceutical factory.
Every year, I take other people's instruments and other people's medicinal materials, and I think I don't need to spend money.
Vice President Zhang is a typical example. ” Zhang Xiu grinned: "The money we earned was also given to Principal Xu." ” "So I'll take care of you, and see that you are all generous.
The instruments in the laboratory are set one by one, and the money earned is not enough to pay for other people's research.
Speaking of Mayor Grand, maybe I still learned from you. ” Laughter is underneath.
"Okay, that's it.
These things can't be done in a while, so don't worry.
Now it is to assign the original college's treasury and the people in it to President Zeng's management.
Seiko prepared the equipment for making silver coins, and at the same time, the governor conducted market research, and I knew that no amount of silver beans could buy vegetables.
The copper plate is still required.
Calculate the exchange of silver coins and imperial silver coins and copper coins.
Our silver coins are only issued and traded in-house.
Anyway, you changed the primary school hall and the agricultural school to the word Xinmin.
It's called the new currency.
The new minmin currency has to add a processing fee, which is more expensive than the silver outside, who exchanges the same amount with them, my silver coin is one tael, and the outside one or two halves are exchanged.
Do it, don't do it, pull it down.
As long as you trade in these two towns, you have to listen to me.
Of course, the bank also has to prepare a little silver and outside silver coins, and when they go out, they will exchange it for them at the original price and charge a little fee.
Market economy.
Okay, let's go over and go about our own business.
President Xu, President Zeng, and Zhou Rong stayed. ”