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Chapter 172 Applying for a Loan


"Lao Mu, have you communicated with Mr.

Xu?

At what point is it going to take for the company to generate positive cash flow?

”There is a tacit understanding between Xiao Bai and Mu Ziyuan, and Mu Ziyuan will be Xiao Bai's henchman in the future.Therefore, Xiao Bai also changed his name for him, which can be regarded as a small means to win over the other party."

I talked to Mr.

Xu on the phone, and he said that the current progress is going well, and it will be ready for mass production after the National Day.In other words, if the company wants to have revenue, it will take about two and a half months. ”After detailed calculations, Mu Ziyuan wants to stick to the end of October, so the company's various expenses must be carefully calculated."

Well, I know that.Lao Mu, you go back to the office and wait for me first, and I'll go to the technical department.Then let's go to the bank together, and you will prepare the information required to apply for a loan. ”Xiao Bai actually expected this situation, not that he was unwilling to invest more money at the beginning, but that Xu Changqing's team couldn't come up with more money, and in the final analysis, it was a matter of share distribution.In this regard, Xiao Bai also has a plan, that is, to strive for bank loans."

Okay, Xiao Dong, then I'll wait for you."

Mu Ziyuan got up and went to the finance department, and Xiao Bai then came to the technology department."

Xiao Dong" "Xiao Dong, hello!

”The people in the technical department are basically busy with their own work, and after everyone looks up and says hello, their eyes are still fixed on the circuit diagram.Yang Hu stood up and said, "Dong Xiao, I just have some ideas, why don't I make a report to you now?"

”Xiao Bai nodded, and didn't go anywhere else, so he came to the rest area with the other party and sat on the sofa."

Xiao Dong, Yang Gong, please drink tea."

Su Xinyan didn't know where it came from, and poured a cup of tea for each of them.Xiao Bai smiled and nodded, and didn't bother to ask why she appeared here, so he turned his head to look at Yang Hu: "Tell me, what new ideas do you have?"

”"Dong Xiao, I don't think we are very strong in terms of capital or technical strength at present.So I think we should do something and not do something, instead of being greedy.My personal suggestion is that the Ministry of Technology temporarily freeze the research on the pre-amplification IC of the tape recorder, and concentrate on the power management IC, which is matched with the color TV and the tape recorder, and can be extended to other consumer electronics products in the future. ”Yang Hu worked in the company for a while, and he found that the company's so-called research was a plate of scattered sand, each doing its own thing.Xiao Bai has mentioned the pre-amplification IC of the recorder, the power management IC, etc., the problem is that these are things in two directions.With such a small technical backbone of the company, it is unrealistic to want to fully blossom.Analog ICs, mainly including power management chips and signal chain chips.Among them, the power management chip is a chip that is responsible for the conversion, distribution, detection and other power management responsibilities of electric energy in the electronic equipment system, which is mainly divided into AC-DC AC/DC conversion, DC-DC DC and DC voltage conversion (suitable for large voltage difference), voltage regulator (suitable for small voltage difference), AC and DC regulated power supply.Power management chips play different voltage and current management functions in different product applications, and different circuit designs are required for different downstream applications.The signal chain chip is a chip used in the path of the signal from input to output in a system, including the acquisition, amplification, transmission, processing and other functions of the signal.Yang Hu's meaning is that in the early stage of the company's development, it should concentrate limited financial and material resources and manpower to attack one point."

Lao Yang, you're right.But have you thought about it, the downstream fields of analog IC are widely used, the demand is scattered, and it can be applied to consumer electronics, automotive electronics, industrial control medical and so on.If we are positioned in a certain specialization from the beginning, it is equivalent to developing lame, and it is extremely difficult to reverse this situation after a long time. ”Xiao Bai has his own thoughts in his heart, if he just wants to make some money and develop steadily, is it okay for the company to specialize in discrete devices?

Technically, discrete devices are certainly less difficult to design and manufacture than ICs."

The problem is that judging by the company's current size, especially the number of technical talents it has, it is difficult to achieve what Xiao Dong expects."

When Yang Hu heard Xiao Bai's words, the fire in his heart was also ignited.But reality is reality, and he suppressed the momentary impulse and still insisted on his opinion."

Then do you have the same opinion in the technical department?

What does Mr.

Xu think?

”Xiao Bai didn't continue to debate with Yang Hu, but asked about the reactions of the rest of the technical department, including Xu Changqing's.Yang Hu shook his head with a wry smile and said: "At present, the people in the technical department are just divided into two factions, some technicians want to work on power management chips, and the other part wants to work on signal chain chips.Mr.

Xu's attitude is very vague, and it seems that both parties support it. ”"Then it's divided into two groups, the power group and the signal chain group.Specific to the product,In addition to the color TV matching needs of Mr.

Xu's side,I also want to see the product design of the cassette recorder。

As for the shortage of manpower, I'll find a solution. ”Xiao Bai gritted his teeth and ended the debate between the two.However, there is one thing that has attracted his attention, the design and development work of the company's technical department must be carried out in an orderly manner.He then returned to the office and made a phone call to Xu Changqing.Xu Changqing was so busy in the Danshi Semiconductor Factory that his feet didn't touch the ground, and the two didn't say much on the phone, but the other party still clearly expressed their support for Xiao Bai.Subsequently, Xiao Bai came to the technical department and convened a meeting.At the meeting, he announced that the technology department was divided into two, which is divided into production technology department and design and development department.Among them, most of the personnel of the production technology department went to the Danshi semiconductor factory, and Xu Changqing was temporarily in charge, and the minister of the biotechnology department was temporarily vacant.The design and R&D department consists of a power pack and a signal chain group, the power pack is in charge of Yang Hu, and the signal chain group is in charge of He Miao in Xu Changqing's team of 7 people.The head of the design and R&D department is temporarily vacant.Then Xiao Bai gave the D group (power group) and L group (signal chain group) a task, asking them to complete the design of the special IC for the cassette recorder as soon as possible.In Xiao Bai's words, you don't need to think about whether it is good or not, but you must make sure that you solve the problem of whether there is one.In this way, he wants to quickly train an analog IC design team to come out, rather than slow development step by step.Of course, in this case, the company needs a large number of technicians.In line with this, the company's various expenses will also skyrocket.By the time Xiao Bai finished his work, it was almost time to get off work at noon.After coming out of the design and R&D department, Xiao Bai went to the finance department and told Mu Ziyuan to go to the bank in the afternoon, so that he should have dinner and dinner.Back in the office, he hurriedly made a call to Liu Xiaoling."

Lingling, I'll let Tie Jun drive to pick you up now, okay?"

Xiao Bai really had a bit of a headache, he really wished that he was a master of time management, and one day could be used as three days.Unfortunately, he wasn't.But no matter what, he couldn't leave Xiaoling's sister at home alone all day, so he made this call."

Okay, then I'll wait at home.Brother Xiao, I originally wanted to go out to buy vegetables and come back to cook, but I don't have anything at home, why don't you accompany me to the market in the evening?

”Liu Xiaoling stayed in the house for a long time, cleaned the room and washed her clothes, and suddenly found a feeling of home."

Okay, okay, let's get back to it."

Xiao Bai hurriedly hung up the phone, he only hated himself now for not having enough time, and he didn't care about what to eat at night and where to eat.As a result, at noon, Liu Xiaoling still followed Xiao Bai to eat in the company's canteen.However, Liu Xiaoling ate very sweetly, and she was not half dissatisfied at all, which made Xiao Bai feel a little guilty."

Lingling, I'll take you to eat something good in the evening.In the afternoon, you can accompany me to the bank first, and then we will go shopping, okay?

”It was rare for Xiao Bai to discuss things with Xiaoling's sister in such a gentle tone, which made the other party a little confused."

Brother Xiao, you don't have to worry about me, you better get busy with work first," For Liu Xiaoling, as long as she can see Xiao Bai every day, she is very happy, and she doesn't need to stick to each other all the time.After eating, Xiao Bai took Liu Xiaoling back to the office.Su Xinyan appeared at the right time and brought the two of them hot tea."

Xinyan, don't you take a break at noon?

Also, I find that I can always see you anywhere and everywhere today. ”Xiao Bai suddenly felt that something was wrong, Su Xinyan was not his secretary or assistant, why was the other party always dangling in front of his eyes?"

Dong Xiao, Minister Qin said that you don't have a secretary yet, so let me serve you for the time being."

Qin Yi's arrangement is basically to let Su Xinyan act as Xiao Bai's temporary secretary.In this regard, Su Xinyan is quite happy."

Oh, then you go back to the dormitory to rest first, I'm going out in the afternoon, you don't have to follow.Also, you can commute to and from work on time in the future, and you don't have to think about me during your breaks. ”Xiao Bai smiled slightly, he didn't have any opinion on the work arrangement of the Administration Department."

Okay, Xiao Dong, Xiaoling, I'll go first."

Su Xinyan nodded, and after greeting the two, she turned around and left Xiao Bai's office.Xiao Bai raised his hand and looked at his watch, there was still some time before he went to work in the afternoon.He asked Wang Tiejun to call Mu Ziyuan, and went to the city by car with Liu Xiaoling."

Lao Mu, you wait a while, I'll go buy something and come back."

Passing by a shopping mall, Xiao Bai asked Wang Tiejun to stop the car.Then he took Liu Xiaoling straight to the women's clothing section of the mall and picked out a few clothes for her.When the two returned to the car, Liu Xiaoling had already put on a light yellow professional skirt, and the whole person also added a bit of the charm of a professional woman.Mu Ziyuan couldn't figure out the relationship between Xiao Bai and Liu Xiaoling, he was so knowledgeable that he ignored it, and he was sitting in the passenger seat with his eyes closed all the time.When he got to the ground, he looked up and saw that the bank Xiao Bai was talking about was the Shencheng Development Bank.After parking the car, Xiao Bai and his party walked into the building.Seeing Xiao Bai's momentum, the security guards didn't dare to stop them, and several people found the bank's credit department very smoothly.