After dinner, Hu Biao went to his leather bag company.Lin Xiang and Xiao Bai returned to the guest house, closed the door and began to discuss the follow-up.After discussion, the two decided to set up a company on their own side.Xiao Bai won one of the 52 acres of land, and Lin Xiang won another 50 acres of land.After the matter was finalized, Lin Xiang hurriedly called Hu Biao.On the phone, Hu Biao made a military order, and he would definitely complete the procedures for the two companies within a few days."
Uncle Lin, then let's find a way to mobilize funds separately."
According to the land price of 80,000 yuan per mu, Xiao Bai needs to pay 4.16 million yuan to Liu Dekui, and Lin Xiang needs to pay 4 million yuan.With such a large sum of money, it is naturally impossible for the two of them to prepare cash, and they need to remit money from other places.How Lin Xiang raised funds, Xiao Bai didn't know.He mobilized funds and had his own methods.As soon as he got to work in the afternoon, Xiao Bai came to the only business outlet of Shencheng Development Bank in Hkou City, the Hkou branch of Development Bank."
Sir, may I ask you what is the matter?"
Xiao Bai took Huang Decai to find the credit department of the branch, knocked on the door and walked in.There were four staff members in the office who were busy with each other, and when they saw Xiao Bai walking in, someone asked."
Hello, I'm looking for the head of your credit department."
Xiao Bai was not verbose, and directly asked to find the head of the credit department.He came to HNAN this time and brought all kinds of supporting documents, including his certification documents as a major shareholder of Shenzhen Development Ordinary Shares, as well as equity warrant custody certificates.As he spoke, he showed the other party the information he had brought.Xiao Bai is right to do this, otherwise people know who you are, why do you say that you want to see the section chief?"
Okay, Mr.
Xiao, please come with me."
Sure enough, after the man saw these documents, he didn't dare to slack off.He first invited Xiao Bai and Huang Decai into the reception room, asked people to bring tea, and then ran to call Section Chief Wang of the Credit Department."
Mr.
Xiao, I am glad to meet, I am glad to meet.I wonder if there is anything I can do to help you?
”Section Chief Wang was very polite after meeting, and he estimated that the other party's intention was probably related to the loan."
Section Chief Wang, I am going to set up a company here, and I need to apply for a loan.I intend to use my shares as security to borrow $4.3 million. ”Xiao Bai knows very well that the bank's favorite is the loan project with collateral and strong guarantee.In particular, if there is no problem with equity pledge or equity guarantee, the loan can be approved in minutes.Section Chief Wang became interested when he heard this, and said with a smile: "Oh?
Please also tell me more about it.Let me start by promising a word, according to your share of the company?
A $4.3 million loan shouldn't be a problem. ”So Xiao Bai said what he thought?
He is ready to use all the shares in his hand as collateral to guarantee the loan for his newly established company."
No problem?
No problem?
However, we need to verify the authenticity of these documents first, so please wait a while. ”Section Chief Wang holding Xiao Bai's ID card?
Verify the authenticity with the head office and the securities company of the Special Administrative Region that holds the warrants.Is this someone else's workflow?
Of course, Xiao Bai was very cooperative.It took about an hour?
The head office and the securities company sent a confirmation letter."
Mr.
Xiao, that's fine.When you bring the company's information, you sign an irrevocable letter of guarantee, and we will release the loan immediately. ”Section Chief Wang personally sent Xiao Bai to the office building?
And promised?
No matter what banking business Xiao Bai wants to handle in the future, he will provide the most intimate service here.After waiting for the car, Huang Decai looked at Xiao Bai with admiration and said, "Boss, it's really unimaginable?"
It's that simple.Don't they all say that the door of the bank credit department is difficult to get into, and the face is ugly?
Why do I feel different?
”"Lao Huang, don't think that anyone who goes to the bank to get a loan?
It's just asking of them.It doesn't matter who it is, as long as you have the ability to repay?
In particular, with the mortgage guarantee of high-quality assets, the bank will still provide services very warmly and thoughtfully. ”Xiao Bai smiled and shook his head?
It seems that Huang Decai still failed to understand the essence of "hating the poor and loving the rich".Three days later?
Xiao Bai and Lin Xiang's company was registered.The name of the company registered by Xiao Bai is "Haitian Industrial Development Company"?
The promoters are Xiao Bai and Lin Xiang, of which Xiao Bai's shares account for 99.Lin Xiang's registered company is named "Tianhai Industrial Development Company".The promoters are Lin Xiang and Xiao Bai, of which Lin Xiang's shares account for 99.The registered capital of the two companies is 5 million yuan, among them, the legal representative of Xiao Bai's Haitian Industrial Development Company is Huang Decai, and the legal representative of Lin Xiang Company is also another person, and they are both hiding behind the scenes.In fact, the two companies are still their own.The reason why both parties appear among the promoters of the other company is just to facilitate the procedure."
Xiao Xiao, we're serious neighbors now."
Xiao Bai and Lin Xiang found an inconspicuous small building not far from the plot, and each of them rented an office.The office door is next to the door, and I don't know the inside story and think it's two leather bag companies."
Isn't it?
Uncle Lin is welcome to come to the door if he has something to do. ”After the company was registered, Xiao Bai immediately got a loan from the Development Bank, with a total amount of 4.3 million yuan.In line with this, 120,000 shares of Shenzhen Development held by Xiao Bai have been frozen.Lin Xiang's funds were also all in place, so the "Haitian Industrial Development Company" and the "Tianhai Industrial Development Company" signed a land transfer agreement with Liu Dekui's "H Nan Agricultural Development Corporation".Subsequently, on the day of completing the transfer procedures, Xiao Bai gave 4.16 million yuan and Lin Xiang gave 4 million yuan to Liu Dekui's company at the same time."
Dong Xiao, Mr.
Lin, I really met a noble person this time.Don't say anything, the words are in the wine, I'll do it first as a respect!
”After everything was done, Xiao Bai and Lin Xiang invited Liu Dekui and Hu Biao to have a meal together.Liu Dekui is really grateful to the two, without them, the company may not be able to hold on for even a month."
Mr.
Liu, you still have so much land left in your hands, since you refuse to sell it to the two of us, then don't sell it to anyone looking for you.Hold on, maybe one day it will be worth a lot of money. ”Xiao Bai took advantage of a little bit of wine and kindly reminded Liu Dekui.He didn't do it out of guilt, there is ghost guilt in the business!
This single business was originally a matter of being willing to fight and suffer.Through these days of contact, Xiao Bai felt that Liu Dekui was a very good person, so he casually pointed out, and it was up to him whether he listened or not."
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It's not for sale, it's really not for sale.To tell the truth, I'm a cub selling Yetian, and I'm inevitably poked in the back by others.Now that the company's difficulties have passed, I don't want anything else, and it is the right thing to make the company's main business stronger and bigger. ”In the end, Liu Dekui was completely drunk, but Hu Biao sent him back.The next day, Xiao Bai took Wang Tiejun and Huang Decai and left H Nan first, and Lin Xiang had to stay here for a few more days.Before leaving, Hu Biao rushed to see him off.This time, he earned 50,000 yuan in land transaction fees, and also earned thousands of yuan in agency fees for the registration of the agency company, and he was really a little reluctant to let Xiao Bai leave.That's the golden father!
I don't know how long it will take to meet such a generous boss.Xiao Bai returned to his home in Shencheng and slept for more than ten hours before he could be regarded as eliminating the fatigue of this trip to H Nan.It's not tiring to do business and doing things, but it's tiring to ride back and forth in a car!
At the end of August, the production line of the Danshi semiconductor plant contracted by AUO Microelectronics has successively crossed the stage of trial production and risk mass production, and entered the formal production stage.Among them, Li Dong contributed a lot.It is precisely because of his deep accumulation in production technology that he helped the company to complete the target plan ahead of schedule.In view of Li Dong's outstanding contributions, Xiao Bai and Xu Changqing unanimously decided to hire him as the company's chief technical officer (chief engineer) and head of the biotechnology department.This decision caused a huge repercussion in the company, and everyone admired Li Dong, after all, in such an enterprise, it is ultimately necessary to rely on strength to speak."
Xiao Dong, our production line in Danshi has formed a monthly production capacity of 3,000 pieces (3-inch wafers).We will continue to ramp up the technology, and I hope that the production capacity can exceed 5,000 pieces per month by the end of the year. ”The current production capacity is completely sufficient, but with the increase of orders and the increase of new varieties of R&D and design, the output must also be expanded.Xu Changqing came to Xiao Bai and prepared to send some personnel to contact a number of TV manufacturers to discuss the supply of parts."
Mr.
Xu, at present, we lack sales talents, you can recruit some salesmen, and the company's existing personnel should not be moved."
Xiao Bai thought about it and felt that Xu Changqing was not wrong in his consideration, but the specific implementation method was wrong.No matter how good the company's products are, they must be able to shout, right?
However, the existing technical personnel are really not suitable for going out to sell, so Xiao Bai decided to continue to increase the number of people.Xu Changqing smiled bitterly and said, "Dong Xiao, of course I know the current situation of the company, but the problem is that if we continue to recruit people, the labor cost will increase significantly." ”It is impossible to be an enterprise without considering the cost expenditure, and AUO Microelectronics has added a lot of professional and technical personnel during this time, so that the company's monthly salary expenses have skyrocketed."
What can be saved and what can't, I think you must know in your heart.Mr.
Xu, don't think about saving labor costs, expanding the company's production and sales scale is the right solution. ”Xiao Bai made a final decision, there is nothing to hesitate about this kind of thing.Xu Changqing could only nod in agreement.This is the first time since the establishment of the company that Xiao Bai has decided on one thing with an unquestionable attitude, and even Xu Changqing is not easy to refute.After the other party left, Xiao Bai smiled and shook his head.Xu Changqing is good at everything, but he is still a little conservative in concept.If you only want to rely on your own accumulation and rolling development, when will the company build its own production line?
Xiao Bai felt that he should bring it up for financing at the appropriate time, but the issues involved were more complicated, and he would not move blindly for the time being.