"I need a loan of 60 billion yen, and as for the collateral, I can pledge it with the equity of a listed company."
Xiao Bai asked Jiang Youwei to prepare the materials for overtime last night, and he planned to use the company's equity in Xiangjiang Liansheng Pharmaceutical to pledge the loan."60 billion?
Okay, so let's take a look at the information first. ”When Ishikaii heard this number, he didn't say much.At the current exchange rate, 60 billion yen is about 500 million US dollars and less than 600 million US dollars.Although the amount of this loan is very large, if Xiao Bai can show enough "sincerity", the bank will definitely have no problem.Jiang Youwei immediately opened the public bag and gave the certificate of shareholding to Shi Shangjing."
Dong Xiao, Mr.
Jiang, I need to calculate it by the staff, please wait a while."
Ishiuei looked at it and felt that there was no obvious problem.So he called in two staff members and asked them to take the information to calculate.To put it bluntly, it is necessary to calculate the market value of these shares, as well as the amount that banks can lend.At present, Liansheng Pharmaceutical's share price is around HK$33, and Xiao Bai's Yingsheng Investment holds 2.5 billion shares of the company, with a book market value of HK$825 billion.In US dollar terms, it is about $105.8 billion.The calculation results came out quickly, and the staff suggested that Ishikai, and the pledged shares also needed at least about 200 million shares.Subsequently, Jiang Youwei began to bargain with Shi Shangjing, and finally the two reached an agreement.Yingsheng Investment pledged 1.9 billion shares of Liansheng Pharmaceutical to the bank, and Sumitomo Mitsui Banking Corporation Xiangjiang Branch lent 60 billion yen to Yingsheng Investment.The term of the loan is one year and the interest rate is 255 per annum."
Manager Ishigami, thank you, happy cooperation!""
Xiao Dong, you are too polite!
Happy working together!
”The issue of principle had been negotiated, and Xiao Bai immediately got up and said goodbye.The rest of the procedures will be handled by Jiang Youwei, and Xiao Bai himself doesn't have to worry about it.At the same time as the pledge was completed, the 60 billion yen loan was disbursed.Xiao Bai asked Cui Mingda to look at the exchange rate, and the exchange rate of the US dollar against the yen has been oscillating between 105 and 108 during this time."
Old Cui, convert all these yen into dollars."
As soon as Xiao Bai gave the order, Cui Mingda took several employees of the investment and financing department to start buying US dollars.The final transaction price was 1061995 including fees, and the transaction price was $564974411 million.That's about $56.5 billion.After being busy with these things, Xiao Bai had been in Xiangjiang for three days."
Ah Bai, I have basically negotiated with Lizhu Pharmaceutical, and they will hire me as the company's deputy general manager."
In the evening, Tian Chunxiu called, and she had a result in staying in ZH for the past few days.Lizhu Pharmaceutical, Xiao Bai knows about this company.In recent years, you can often see advertisements for each other's stomach medicine on TV, and the advertising slogan "men need more care" is even more well-known.However, the overall scale of this company is not large, and it is still far from Liansheng Pharmaceutical.Lizhu Pharmaceutical was listed as a whole in 1993, and issued A and B shares in Shencheng and Xiangjiang at the same time, with a total market value of about 1.5 billion RMB.Because Tian Chunxiu has a perfect work experience and his education is not bad, Lizhu Pharmaceutical happily gave the position of deputy general manager."
Then you're ready to go straight to office?"
Xiao Bai didn't ask Tian Chunxiu's salary, anyway, the girl is not short of money, and it is estimated that the salary is much lower than that of Liansheng Pharmaceutical.Of course, he also knows very well that the key factor why Tian Chunxiu can be the vice president of Lizhu Pharmaceutical is that her resume in Liansheng Pharmaceutical is very beautiful."
Well, I'm going to join the company directly, anyway, my things are all here and haven't been taken, and Lizhu Pharmaceutical said that it will give me a house.Ah Bai, you can help me resign the director of Liansheng Pharmaceutical.When I get used to it, which weekend will I go back to accompany you?
”When Tian Chunxiu left ZH at that time, she didn't leave the dormitory, and now she can move once, so she thought about joining the company first and waiting for a while before returning to Shencheng."
Okay, you're busy with yours first.As for the matter of Liansheng Pharmaceutical, you don't have to worry, just leave it to me. ”Tian Chunxiu is Xiao Bai's agent anyway, and he only needs to issue a new copy of the power of attorney.It's okay if there is no new candidate for the time being, Xiao Bai himself has the title of director of Liansheng Pharmaceutical, and he doesn't care about it anyway.Hetian Chunxiu made porridge on the phone for a while, and Xiao Bai went to take a bath.Following.Xiao Bai made a call to Jiang Yifan and asked when the other party would be free to return to Thailand."
Xiao Dong, it's a coincidence, I plan to transfer to Xiangjiang to Bangkok today."
Jiang Yifan often runs both in China and Thailand, and he still has a PCB factory in Thailand, and he just transferred a large part of his production capacity to Dongguan City.Xiao Bai hurriedly asked for the other party's flight number, and then asked Qin to help him book a ticket.In the afternoon, he took Cui Mingda, Qin, Han Weiguo and others, and flew to Bangkok with Jiang Yifan."
Xiao Dong, do you have anything important to do when you come to Thailand this time?"
At night, Xiao Bai lived in Jiang Yifan's manor.Anyway, the other party's manor is big enough for a group of them to live.After dinner, Jiang Yifan and Xiao Bai sat in the living room drinking tea.Jiang Yifan asked about the purpose of Xiao Bai's trip."
I'm going to invest a sum of money, and I think the baht may depreciate, so I want to seek arbitrage opportunities, and it's as simple as that."
Xiao Bai didn't hide it from Jiang Yifan, his subsequent actions were all in the nature of public operations, and he couldn't hide it."
Will the Thai baht depreciate?
Thank you Dong Xiao for the reminder. ”Jiang Yifan had talked to Xiao Bai about these things many times, and he would not be surprised by Xiao Bai's judgment.He thought that some of his idle liquid assets could also be converted into US dollar assets, not to mention arbitrage, at least not to let his assets lose too much."
Jiang Dong, which bank are you familiar with in Bangkok?
I may need to take out a loan, so it's better to talk to the bank first. ”Xiao Bai has done his homework in the past few days, and he has basically selected three banks: Dacheng, Kyoto, and the military in Thailand.If Jiang Yifan is more familiar with one of them, he will try to get in touch with it, and then discuss the loan in detail."
You want a baht loan, don't you?
Well, I can introduce you to Ayutthaya Bank, and I've been doing business with them for a long time. ”Jiang Yifan thought about it for a few minutes and decided to help Xiao Bai introduce a bank."
Thank you then!"
Xiao Bai smiled slightly, and then changed the topic.The next day.Jiang Yifan took Xiao Bai and others to Ayutthaya Bank in Bangkok."
Xiao Dong, this is Zhang Hongya, the bank's credit manager."
The credit manager is of Chinese descent and is fluent in Mandarin despite having been in Thailand for many years."
Manager Zhang, hello!""
Hello Xiao Dong!
Don't know how I can help you?
I would like to serve you wholeheartedly. ”Zhang Hongya's face showed a very professional smile, he himself is not very old, only in his thirties, but he has a lot of experience in the workplace.He could tell at a glance that Xiao Bai should be a successful person."
Manager Zhang is polite!
I'm here to invest, first I'm going to open an account with you, and then I'm going to borrow money from you. ”Xiao Bai was not verbose, and directly stated his purpose."
Borrowing?
That's easy to say!
I don't know how much money Xiao Dong is ready to invest?
”Zhang Hongya was still very polite, but he also noticed that Xiao Bai was talking about borrowing a sum of money instead of a loan.Of course, the nature of borrowing and lending is the same, and what he is most concerned about is what Xiao Bai uses as a guarantee.After saying this, he also deliberately glanced at Jiang Yifan.Jiang Yifan didn't squeak, because Xiao Bai didn't talk to him about the guarantee last night.If the other party is in need, Jiang Yifan is still willing to help, he knows Xiao Bai's strength very well."
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Didn't I say I'm going to open an account?
I'm going to open a U.S. dollar account first, and then I'm going to transfer $500 million to $600 million. ”The expression on Xiao Bai's face didn't change much, but this number really startled Zhang Hongya.At this stage, $500 million or $600 million may not be a lot for Japanese banks, but it is still a lot for Thai banks.You must know that Thailand's current national foreign exchange reserves are only about 30 billion US dollars."
Then how much money are you going to borrow, Dong Xiao?"
Zhang Hongya licked her lips and looked at Xiao Bai hopefully.Since Thailand's economy began to take off in the early 90s, it first achieved free convertibility under the current account, and then accelerated the liberalization of the capital account.Specifically, this is manifested in the opening up and expansion of offshore financial business, allowing 15 domestic banks and 35 foreign-funded banks to directly absorb deposits and loans from abroad and directly use these foreign currencies at home and abroad.Foreign companies and individuals are allowed to open baht accounts in Thailand and borrow and borrow freely, as well as exchange currencies.Thailand's domestic stock and bond markets are open to the outside world and there are no restrictions on foreign direct investment.Wait a minute.This shows the extent to which Thailand is thirsty for foreign investment.Xiao Bai is well aware that China is also vigorously attracting investment, but domestic financial controls are very strict, for example, the domestic securities market is not open to foreign investors.Moreover, the control of foreign exchange is also very strict, and it is not freely convertible.Xiao Baixin's words, no wonder the Asian financial crisis broke out from Thailand first!
Look at their financial system, like a sieve, full of holes.Blindly opening up finance without putting up a fence is actually a very dangerous thing."
Manager Zhang, according to the dollars I called, let's borrow the equivalent amount from your bank."
Xiao Bai's words made Zhang Hongya overjoyed, which means that Xiao Bai is ready to borrow 5 or 600 million US dollars worth of baht.In other words, this huge amount of foreign exchange is temporarily collateralized."
Okay, okay!
Xiao Dong, this is absolutely no problem!
I think we can skip the issue of principle and get straight to the details. ”It's not that Zhang Hongya doesn't have a city government, but he doesn't want to let go of this foreign exchange.Xiao Bai nodded, and then discussed the details with the other party.