Zhu Youxiao was not angry, he even admired Xiong Tingbi's straightforwardness.After all, Zhu Youxiao was a traverser, and he didn't think that because these vassal kings and nobles had a great relationship with his own Zhu family, he would not do anything to them and allow them to shake the foundation of the imperial court.Therefore, Zhu Youxiao said at this time: "What Xiong Aiqing said is that if people only buy grain and don't sell grain, I can't do anything to people, after all, people have not violated the national law and discipline, otherwise, it will affect my prestige!"
”"But this doesn't mean that the court has no way, the food endowment of the vassal kings, nobles, and gentry is my grace to them, but I can also take it back, but now is not the time, I want to convince the people of the world, to establish prestige in the world, naturally I can't punish without teaching, so I first issued an edict to the world, so that those who have land in the world must not maliciously hoard grain and speculate on high grain prices, otherwise, I will be severely punished!""
I know that this edict is useless for people who only have personal interests and no public loyalty to the country, after all, it is difficult to define whether there is malicious hoarding of grain, and it is indeed possible to dispose of whether to sell or not to sell the grain produced by myself, but I still have to issue this edict, this is called salute before the soldiers, in the future, if they don't listen to me, then don't blame me for taking back their grace!""
In addition, although I prohibit those who have land in the world from hoarding grain, the court itself does not prohibit it from hoarding grain, and even at this extraordinary time, when using extraordinary methods, the court has a division not only to hoard grain, but also to hoard grain on a large scale!
In the south of the Yangtze River, because of the resumption of work and production, a large amount of silver coins will have to be invested in the people in a short period of time, and when the time comes, it will definitely lead to a sharp rise in food prices, and more food will be needed to curb it, and curb some lawless people who want to take the opportunity to speculate on grain to make money!
”"Therefore, immediately send an edict to Fang Congzhe, the first assistant of the cabinet, and order him to immediately issue an order to concentrate the world's grain and straw in Jiangnan, the more the better, and tell Fang Congzhe that in the entire process of clearing the fields and acres in the world, it is necessary to strictly clear the enclaves of the vassal kings, nobles, relatives, ministers and other powerful people!
Don't hide it!
No matter who it is, as long as it obstructs Qingzhang, he will first suspend his salary, stop his lord, and report to me for disposal!
Then, all the taxes and grains recovered after clearing the fields were transported to Jiangnan!
In addition, all the grain hoarded in Beijing was also transported to Jiangnan, leaving only the white grain needed by the military quarters of the Nine Border and the soldiers and civilians of the Beijing Division; In addition, all the grain and straw obtained from raiding the family in Jiangnan were temporarily kept in Jiangnan, and there was no need to transport them to Beijing first.Then he ordered the city to transfer the grain purchased from the foreign region to the south of the Yangtze River over the years, and continue to buy grain from the foreign country, and asked North Korea, Ryukyu and other countries to borrow grain from the Celestial Empire, if anyone refused to borrow it, it would be regarded as disloyal to me!
Send a sailor to crusade and force and punish the levy of grain!
The same is true for the Fusi of Annan Town, which must borrow 30% of the grain from the imperial court, otherwise, the governor of Liangguang will lead his troops to fight!
Finally, the Grain Industry Bureau transferred the reserves of potatoes and other grains produced in the Jingshi and Liaodong Tun Reclamation Land to Jiangnan for later use!
In addition, it was immediately recommended to appoint a grain transit envoy to purchase grain from the various political departments in the capacity of a member of the household department and the imperial history of the various provinces of the Metropolitan Procuratorate, and immediately allocate 5 million silver coins to supplement the treasury for the purchase of grain; As for the freight, the 50 million silver deposits confiscated by the Jin merchants and the pseudo-Confucian mansion over the years were confiscated, and 20 million silver coins were first allocated for the grain in the south of the Yangtze River to transport grain; "Your Majesty, now in Jiangnan, in order to enable merchants to resume production and workers to resume business, the imperial court has allocated 15 million silver coins to the market, and now it will take 25 million silver coins to buy grain and transport grain, so that it can be circulated in the city.Xiong Tingbi had to be reminded at this time."
It doesn't matter, to take back the money that has been sent down, that is, after the establishment of the lending business, Daming Bank will immediately carry out the storage business, establish corresponding regulations, set up branches in various transportation points, and then use the interest method to absorb the people to deposit the excess silver coins back to the bank, and then the bank will adjust the interest according to the price of the silver coins in the market!
The people, who had a large amount of silver money because they were involved in the transportation of grain, would deposit their surplus silver coins in the bank for interest; I have asked Li Zhizao and the others to prepare for this matter in advance, their duty is to regulate the circulation of silver coins in the world at any time, and when there are more silver coins on the market, they will find a way, otherwise if something happens, they will be the first to deal with them. ”Zhu Youxiao said."
Your Majesty!
In the opinion of the ministers, the imperial court should have controlled the world's money law a long time ago, instead of letting it be controlled by the powerful and gentry, so that the rich in the world will become richer and the poor will become poorer. ”Xiong Tingbi echoed.Although he became a cabinet minister because of his military affairs and entered the political affairs hall, he has been in the center for a long time, and he is not stupid, and he needs to be good at logistics and grain and grass scheduling to command the army, so he can now understand what Zhu Youxiao said about bank regulation.Zhu Youxiao smiled slightly: "The matter of money law is related to the national economy and people's livelihood, it should be cautious, and it is more complicated and cumbersome, it is a war without seeing blood and guns, if it is handled well, it can make the world prosperous, if it is not handled well, it can also make the world chaotic, so we must manage the money law well, summarize more, explore more, and cultivate more officials who are good at understanding money law, especially after the fifteen million yuan of silver coins that were first spilled out flow into the market, we must try not to solve it through killing, so as to achieve the effect of long-term peace and stability." ”As Zhu Youxiao himself said, fifteen million silver coins is not a small amount in this era.Because this is about equal to the scale of more than 10 million taels of silver, it is already equivalent to the silver income of the Ming Dynasty treasury for several years before the apocalypse.Therefore, when Zhu Youxiao used so many silver coins to lend money to stimulate the economy, it caused a great repercussion in the Jiangnan area.The Daming Bank, which was newly established in the inner city of Yingtianfu, was opened.Many merchants who had already learned in advance through the "Huangming Pao" and "Di Bao", as well as various official and unofficial sources, that the imperial court was going to lend low-interest or even interest-free loans, had already gathered here in the early morning of the first day of the bank's opening, regardless of the cold."
Official!
These 500 yuan silver coins, really don't want me interest?
”However, many merchants still couldn't believe that the government would really provide low-interest and interest-free loans, so at this time, Jia Du Shouchang, the first small merchant who had the courage to borrow money, asked a supervisor of Daming Bank in disbelief.The supervisor directly handed a bag containing five hundred yuan silver coins to Du Shouchang, and said: "This is a five-hundred-yuan silver coin, you can point it yourself, point it clearly, and immediately sign and seal this deed, the deed is written in black and white without interest for three years, and after three years, you will start to pay a certain amount of interest, and if you can't pay it back, use your shop as a mortgage, don't you know how to read?!"
”"Hey!
Good!
”Du Shouchang couldn't help laughing, hurriedly took a bag of silver coins, then signed and stamped his handprint, and then took a bag of silver coins out of the bank.As soon as the other businessmen queuing outside the bank came out, they hurriedly stopped and asked Du Shouchang."
Is it true?"
Among them, a businessman hurriedly asked.Du Shouchang hurriedly picked up the silver and shook it, and took out the deed for himself to show the businessman: "Look, it's true!"
If I repay the principal of the 500 silver dollars I borrowed within three years, I don't have to pay interest!
”After seeing it, the merchant became excited: "This is really good!
It seems that the officials around the emperor at that time didn't tell a lie!
The emperor really cares if we live or die!
”"Yes!
Now I don't have to borrow usury from the big gentry, as long as I have silver, my duck shop can be built again!
”Another businessman chimed in.For a while, these ordinary businessmen who came to Daming Bank to prepare for loans were all smiling.…… Du Shouchang also took the silver and returned to his ready-to-wear shop, and at this time, there were already six men standing outside his ready-to-wear shop.These six men are all old men who used to work for Du Shouchang."
Owner!
When will your shop be opened, if you don't open again, when the subsidies issued by the government are used up, we will have no way to live!
You owe us wages, and we don't want it, okay?
”"Yes!
Landlord!
There are not a few shops in the neighborhood that have opened, and we can't find any other jobs. ”"Owner!
A few of us got together, and it was just a penny, can we help you reopen this shop?
”Travel through the Ming Dynasty as a tyrant