"According to the savings of Daming Bank, with the construction of a large number of factories and workshops and the construction of various infrastructures, the personal savings of the common people are indeed growing rapidly, and the phenomenon of hiding wealth in the people is very significant, but this also makes the interest expenses of Daming Bank higher and higher, and the people who are used to thrift are not active in consumption, even if the interest rate has fallen very low, but the common people still like to save their money, which also leads to the phenomenon of money shortage in the market is still very serious."
Bi Ziyan, a scholar of Wenyuan Pavilion and a scholar of the household department, reported to Zhu Youxiao about the current situation of Daming Bank.Zhu Youxiao said after listening: "Let the common people change the concept of consumption, naturally it is not an overnight thing, can not be forced, the only thing that can be done now is to continue to loosen the restrictions on the people of their own country in the etiquette law, allow the people to have treasure cars, build Gaomen mansions, although now not many people abide by the etiquette law, but if the imperial court takes the initiative to lift some restrictions, it will further promote the common people to increase consumption, in addition, more importantly, we have to let the Academy of Sciences and the Academy of Engineering, develop more new goods, it doesn't matter if the price is expensive, the important thing is fresh and practical."
In addition, you can consider setting up the Ministry of Commerce, and hold an expo in the name of the Ministry of Commerce, gathering all the treasures and novelties in the world, so that the people of the world can view and buy, and it is best to select a batch of famous goods of my Ming Dynasty, such as porcelain in Jingdezhen, tea in Wuyi Mountain, wine in Guizhou, Hubi Xuan paper and inkstone, etc., I will give the Imperial Famous Medal, and give a certain amount of money to help it promote, help it improve its quality, and promote it in the world, In this way, people all over the world feel that the goods of the Ming Dynasty are high-end and noble products, and they are a symbol of status, and then other countries will only provide us with raw materials and earn small profits. ”Bi Ziyan was very surprised when he heard this, he didn't expect His Majesty the Emperor to know so much about doing business, so he had to hurriedly say, "Obey the order!"
”。"
Also, since the savings of this Daming Bank are increasing, we have to increase the business of lending, use the method of making money to make money for the imperial court, and control Zhufan, in order to protect the society, this is called the power of capital, for example, this time, the Spanish governor of Manila, Clone is obviously because of his Spanish military strength is not enough, lack of warships, and does not want to be compared by the Netherlands, so he said to me in the court how many troops to send when he was spitting out, it is not easy to speak, in this case, Daming Bank can take the initiative to find him, With Manila, which he occupied by Spain, as collateral, he lent him a sum of silver coins, and then I issued an order to allow the Harbour Bureau to sell him a batch of inferior warships that were about to be eliminated as coastal defense ships, so that he could increase the income of the Daming Bank by giving him a loan, and increase the income of the imperial court by selling warships, and if he Spain wanted not to give up Manila, more than half of his trade profits would have to go to my Daming in the future!
You go and talk to him, presumably he will still be willing, otherwise, he Spain will have to accept the fate of being taken away by the Netherlands all the trade interests, and if this is successful, the benefit to my Ming is not only to have more benefits, but also to make the Netherlands and Spain balance each other, and have to trade with my Ming and each have more benefits, this is also a strategy to kill three soldiers, without spending a single soldier, so that they are all controlled by my Ming. ”Zhu Youxiao instructed.As a minister, Bi Ziyan is naturally not stupid, not to mention that he is already talented in economics, and he immediately understood what the emperor meant.And this made Bi Ziyan secretly wonder how his Emperor Majesty came up with these good ideas."
Even if Fan Li is alive, he can't imagine that he can use the method of business and lending to manipulate politics and dominate the world, Your Majesty is a true god!
Our dynasty is fortunate to have this emperor, if it is another country, it will be a harm to my China!
”After Bi Ziyan left Emperor Zhu Youxiao, he immediately sent people to Clone on the pretext of asking Clone to discuss the study of Taixi Geometry.Under the influence of Emperor Zhu Youxiao, now the upper echelons of the Ming Dynasty are very popular in geometry, mechanics, sculpture and other architecture-related knowledge, and after Clone and Abukui arrived in the capital, they invited these two people to dinner and watch a play By the way, there are many dignitaries and nobles who discuss the recent research of Taixi in these studies and some geography and navigation, and even the great eunuch Wei Zhongxian met with Abukui and asked about Western knowledge, but he was more interested in physiology and reproduction.After all, the more people lack something, the more interested they are in something.Bi Ziyan's invitation to Clone to come to the mansion is not new.Although Clone was upset because of the matter of competing with the Netherlands for military strength, he naturally did not dare to refuse the invitation of the Daming Cabinet scholar and the head of the household."
What do you think of this method that the servant said?"
As soon as Clone came, Bi Ziyan instructed Zhu Youxiao to him, that is, he suggested that Clone should use Manila as collateral to borrow money from Daming Bank, and then buy Daming's warships to enhance his military strength and compete with the Netherlands.Clone didn't expect Bi Ziyan to come up with such a method, and he had to admit that Bi Ziyan's method was really calculating.This means that he Spain will not only have no superfluous benefits for Daming to attack Goa, but also give Daming benefits.But Clone had to admit that this method was really fragrant.Because he has no other better way than to accept the exploitation and slaughter of the Ming Empire.Otherwise, Spain would have to accept the fate of being robbed of all the benefits of Oriental trade by the Dutch because of its declining military strength, including his current Spanish colonies around the world.If, he Spain can borrow from the Ming Dynasty and buy warships from the Ming Dynasty, he can enrich his military strength in a short period of time, although it is still far less than the Ming Dynasty, but it is no problem to resist the Netherlands and keep the interests of the existing colonies, but in the future, when trading in the world, he has to give a large part of the profits to the Ming Dynasty, which is equivalent to working for the Ming Dynasty for the survival of his Spain.If you don't work for Daming, you will starve to death because of the Netherlands."
Well, we really don't have a better way, we are willing to borrow from the Celestial Empire, but can the Celestial Empire sell us the technique of forging new iron cannons in addition to selling warships, I have to admit that your country's artillery is very powerful, the range is very long, beyond the reach of our artillery, we are willing to pay a very high price."
Clone said.Bi Ziyan replied directly: "This is not possible, I have a law of patent protection, and techniques cannot be sold or transferred, especially new techniques in the past 20 years, because Your Majesty said that techniques are given by God by their creators, and can only be used to protect the interests of their own own country, and cannot be disclosed at will, this property right is sacred and inviolable, and the monarch cannot give new techniques in the last 20 years." ”Clone had no choice but to give up.And Bi Ziyan did not say another reason, that is, Chinese civilization is not other civilizations, 5,000 years of history, has already allowed the monarchs and ministers of the Ming Dynasty to sum up a lot of diplomatic experience, and one of the most important things is that you can't teach advanced technology to other races, otherwise you are creating a strong opponent for yourself, and in history, Chinese civilization has suffered such a loss.After all, it makes sense that people who are not of my race will have different hearts.