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Chapter 15: Analysis


"Judging by the bank statements, it is.

"Their brains are watts" Yu Chen rolled his eyes: "Borrow money from elsewhere, and then lend it to Chen Lixiao" "I also think they have a lot of brains."

Yuan Youchong snorted a few times and said, "However, it's actually not incomprehensible. ” "You want Chen Lixiao to make a promise to let them lend him money, pay back the interest, and give an additional benefit fee, and then hinder the relationship between them and Chen Lixiao, maybe they won't agree."

"Students, if they can figure out the hidden problems here, if they have an impact on themselves, they won't touch the campus loan, and this thing will naturally not have such a big market as it is now, so that after being called a tumor, there are still countless big bosses rushing to it."

"After all, although most of the capital is bloody, when it reaches a certain level, they will cherish their feathers, and there is no huge benefit, and some things that damage their reputation will not be easily touched."

"Besides, this is the time to talk about the righteousness of my buddies stupidly, and I can't pull my face down to refuse, it's not strange to do such a stupid thing."

"Well, by the way, Chen Lixiao's computer, mobile phone, and SLR were all sold through second-hand platforms, and the money from the sale was not much, after all, except for the SLR, the rest of the digital products are quite not valuable, plus he sold in a hurry, it can be said that it is a blood loss.

As soon as the money arrived, he repaid the loan and didn't leave a penny. ” Well, instead of paying off the current arrears, he paid off the loans from two of the platforms.

It's a pity that after holding on like this for a few months, he couldn't help but borrow money from the two platforms that had paid off the loans. ” "To be honest, it's really hard for this kid.

If the guess is correct, if the principal and interest of Mi Yufei's loan will also be borne by him, then the debt he has to repay every month may be close to 40,000. ” "Hawkers, our Xin'an is a well-deserved super first-tier city, the house price is tens of thousands of yuan per square meter, if you buy a three-bedroom house, the down payment is 30, and the remaining 30 years of mortgage, the principal and interest are so much every month."

"It's just as stressful, but there's a suite.

And he didn't have anything, and he resold everything that was valuable. ” "Yesterday's cause and today's effect, although it is pitiful and lamentable, but the poor will have something to hate."

Yu Chen looked down on this kind of person who couldn't resist temptation and had no brains, and said coldly: "No one forced him to take out a loan, he did it himself" "It's true that no one forced him to take out a loan, but if it was a formal loan platform, he wouldn't be forced to look like this.

Rolling interest, compound interest, it's terrible.

Yuan Youchong shook his head.

Yu Chen pouted: "Formal loans, they can't get loans."

The reason why most banks, except for a few, refuse to open credit cards for college students, and even if they do, the amount is pitifully small is not because they have low self-control and don't understand the difficulty of getting money" Yuan Youchong frowned: "But it's better to be blocked, since they have a demand, this thing can't be banned, it's better to open it with restrictions."

"Yes, let's not eat salty radishes and worry about it, we can't change anything with this little weight."

Yu Chen interrupted him: "Let's talk about the case."

Back to the question just now, should we follow this line and say, do you think their death will have anything to do with this loan?"

"I don't know the connection for the time being, and I need to continue to visit.

And the key is that Cao Hao, who is unwilling to cooperate with us.

Yuan Youchong also immediately regained his heart and said, "What do you think?"

"I don't think it matters."

Yu Chen muttered: "Don't look at Chen An's net worth of only 10 million now, okay, it's not a lot, but in fact, I think his assets are far more than that, think about the real estate in his name, just take out a set, won't you pay off the debts that Chen Lixiao is carrying?"

"So, don't look at this debt, it's amazing for the two of us, but for Chen Lixiao, I'm afraid it's nothing, I really can't stand it, and I will explain it to the first person in my family, and I will be scolded, and everything will be gone."

"Based on this, I think the death of the four of them should have nothing to do with this debt, so the possibility of suicide without pressure can be ruled out."

"Feelings, did you suspect that they committed suicide" Yuan Youchong was a little surprised, although he also thought about this possibility at first, but quickly ruled it out.

Unexpectedly, Yu Chen also had this speculation.

"Yes, Xiao Zhou told me that among the cases of poisoning deaths, the most common is accidental poisoning, followed by suicide poisoning, and homicide poisoning accounts for only about 10%."

"Because the management of poisons in China is relatively strict, the purchase of various types of poisons is often traceable, coupled with the relatively complete analysis of poisons, etc., the proportion of perpetrators choosing to kill by poisoning is not high."

"Therefore, when these four victims died, it is natural to consider suicide."

"But now it seems that the pressure on Chen Lixiao is not to the extent of suicide to seek relief."

Yuan Youchong nodded: "The analysis is decent, but don't forget, Chen Lixiao seems to have a strong self-esteem, which can be seen from the fact that he would rather work as a coolie to deliver water to make money to repay the loan, rather than tell his family about this." ” "That's two different things."

Yu Chen waved his hand: "When he can still make money by selling valuable things and working part-time workers to repay the loan, he can naturally hide it from his family, but he really can't stand it, and he can't continue to hold on, and he will have to take care of the family for help sooner or later." ” "It's really not good, he has two suites under his name, and he can secretly mortgage them, and he can borrow millions in minutes, and the bank doesn't care if you have a formal job or not, and if you have a real estate certificate, the loan will be much easier."

"When the time comes, not only will the money be able to be paid off at one time, but there will also be a lot of surplus to last a little longer.

And the mortgage annual interest is not high, it is much lower than these platforms, the term is longer, and he may not be able to pay it back every month. ” In other words, he is far from being cornered, and there is no suicide without being able to withstand the pressure.

And Mi Yufei and the three of them, don't Chen Lixiao pay back the money, they can transfer the pressure to Chen Lixiao, what can they have?"

Yuan Youchong was stunned, stared at Yu Chen for a while, and then nodded: "I took back my previous words, you must have gone out with your brain today." ” Yu Chen rolled his eyes.

"Hey, hey."

Yuan Youchong asked again: "I'm quite curious, which step can you think of, go on." ” "Nope."

Yu Chen shrugged: "The possibility of suicide is ruled out, and he killed, you just said again, the collector will not kill, it can also be ruled out."

Looking at it this way, their deaths do not seem to have anything to do with this debt :