Before the banknotes were issued, the unexpected surprise of breaking up the big family had already been achieved, which made Zhu Youxiao very satisfied.
In the first month of the thirteenth year of the Apocalypse, new banknotes were officially issued.
The new banknotes have a completely different image from the papyrus.
Stiff, thick paper with clear writing on it.
It says Ming Dynasty Royal Bank on the front, and the denomination on the bottom.
On the reverse side are written the provisions on punishment for counterfeiting in the banknote management regulations, and below is the issuance time.
Although newspapers have explained that banknotes can be used for shopping in agricultural cooperatives and for paying taxes, the psychological shadow left by the treasure banknotes on the Ming Dynasty people cannot be eliminated in a short time, so few people come to the bank to exchange banknotes. .
And if you use banknotes to shop in a store, the waiter will always carefully ask: "Can I pay with copper coins?"
Seeing this situation, Li Zhizao was very anxious.
Although Zhu Youxiao had told him that the implementation of banknotes required a gradual process, he was in charge of the bank, and a large number of banknotes were printed but could not be used.
It makes people very anxious.
He went to Bi Ziyan to discuss countermeasures, but Bi Ziyan had no good solution, so the two went to Xu Guangqi together.
Xu Guangqi smiled and said: "What's the hurry?
Good currency will always be accepted.
There is nothing to worry about if it is not accepted for a while."
Li Zhizao said: "There are so many banknotes piled up in the bank that they can no longer be piled up.
Do you think I'm worried or not?"
Xu Guangqi said: "Then what can I do?
I can't send people to distribute banknotes one by one."
Li Zhizao's eyes lit up and he said, "Can all officials use banknotes instead of silver coins when paying their salaries this time?"
Bi Ziyan said: "This month's salary will be distributed in banknotes if it is less than one yuan, and in silver coins if it is more than one yuan."
Li Zhizao said: "Anyway, there are one-yuan banknotes.
Banknotes are lighter and easier to hold than silver coins.
Wouldn't it be better to use banknotes instead of silver coins?"
Bi Ziyan hesitated and said: "I'm afraid this will make the officials dissatisfied."
Li Zhizao shouted: "What's the point of dissatisfaction?
As an official, I don't support the imperial court's banknotes.
How can it be justified?"
Bi Ziyan looked at Xu Guangqi.
Xu Guangqi thought deeply for a while and said, "This is a big matter.
I'm afraid we need to take a long-term approach."
Li Zhizao said: "I'm going to ask the emperor, but I don't believe that the emperor will not support us."
Xu Guangqi said: "It seems that we are too incompetent to bother the emperor with this small matter.
We will hold a cabinet meeting to discuss the use of banknotes to pay official salaries and see what everyone says."
He is the chief minister of the cabinet and has the power to convene cabinet meetings.
He only needs to report to the emperor afterwards from the General Secretary.
The clerk of the cabinet sent the notice to all cabinet ministers and ministers.
At two o'clock in the afternoon, everyone came together and the meeting began.
Xu Guangqi first said: "We are here today mainly to discuss the issuance of banknotes.
Of course everyone knows the significance of the issuance of banknotes, but now it seems that everyone is not very active in the use of banknotes.
In the past five days, the Royal Bank has only exchanged a total of A banknote worth more than 300 yuan is extremely detrimental to the implementation of banknotes, so let’s discuss it and see if there is any good way.”
Sun Chuanting said: "Why don't you just ask the emperor to find a way."
Sun Chengzong glared at this unreliable member of the family and said, "If you have to trouble the emperor with everything, what do you want us people to do?"
Sun Chuanting immediately dared not speak out.
When he thought about it, it would be easiest to ask the emperor directly.
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The emperor would naturally give a method that would prove to be effective afterwards.
With so many people thinking together, the final result might not be as good as the emperor's casual words.
It is good for the emperor to come up with the idea and everyone to implement it.
Yang Lian spoke up in a rare moment: "President Li, is it true that you can exchange banknotes for silver and copper coins at any time?
Doesn't the bank charge any fees?"
Li Zhizao said: "Of course you can exchange it at any time.
At least now, there will be no fee.
Whether it will be charged in the future depends on the specific situation."
Yang Lian asked: "Why might I accept it in the future?"
Li Zhizao explained: "I'm afraid some people are bored and keep exchanging banknotes with silver coins, so there may be a slight charge to prevent this from happening."
Yang Lian frowned and said: "Even if there are such people, there should be very few, so it is best to be able to exchange them freely for free."
Xu Guangqi also said: "Yes, it is best never to charge."
Li Zhizao said: "Okay, then I will never charge for redemption.
Anyway, the added workload will not be a lot.
I guess there shouldn't be many people like this."
Sun Chuanting interrupted: "Such a person should be beaten with a stick."
Sun Chengzong scolded: "What reason do you use to beat others up with sticks?
Since you allow others to exchange, you can only exchange for them."
Zuo Guangdou said: "In order to prevent such people from really happening, we can stipulate that no two-way exchanges are allowed within one day.
This is just an internal rule of the bank, so there should be no problem."
Li Zhizao cupped his hands and said, "This method is very good."
Xu Guangqi coughed and said: "Let's handle this matter like this.
The focus now is how to get everyone to accept banknotes.
I have a suggestion, that is, officials' salaries should be paid with banknotes.
Do you think there is any problem?"
Sun Chengzong said: "There is no problem with this.
Officials will never object.
Besides, if they don't like banknotes, they can also go to the bank to exchange them.
The key point is to make merchants accept banknotes.
Now agricultural cooperatives and royal trading companies accept banknotes. , but the volume they occupy is too small after all, and the common people’s doubts about treasure money have not been eliminated, which is a big trouble. " Mao Yuanyi hesitated and said: "Would it be too much if merchants are forced to accept banknotes?"
Everyone was silent.
This was of course the simplest and most effective method.
In fact, this was the first method that everyone thought of.
Simply forcing merchants to accept banknotes will obviously cause public dissatisfaction, which will put a lot of pressure on those who decide to implement this plan.
Sun Chengzong thought for a while and said: "Then let's do this.
Send out patrols.
As long as the merchant refuses to accept banknotes, persuade him first.
If the persuasion fails, then close his shop.
As for the reason, it is very simple.
The banknote management regulations do not say, Are banknotes the legal tender of the Ming Dynasty?
If you refuse to accept legal tender, it is a violation of the banknote management regulations.
It is easy to seal your store.
It is good that no one has arrested you. " Zhu Yanxi said: "Is this too harsh?
Can we use other more tactful methods to solve this problem peacefully?"
Sun Chengzong smiled and said: "Actually, everyone knows that paper money is better than silver and copper coins.
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It is not only good for the court, but also good for businesses and the people.
If we use force to implement it, the people may resent it, but after everyone gets used to it, they will Found out that paper money is actually more convenient sometimes.
Sometimes, people are unwilling to accept some things.
It is not that these things are bad, but that they do not realize their benefits.
Our duty is to help them understand them clearly.
There is no other way that can be simpler, faster, and peaceful than this method.
A solution is actually impossible.”
Xu Guangqi said: "Let's do this.
First, officials' salaries are paid with banknotes.
When withdrawing the salary, the Ministry of Household Affairs will say hello that they are not allowed to go to the bank to exchange silver coins within ten days.
Secondly, patrols are dispatched to picket merchants who refuse to accept banknotes.
And it was explained in the newspaper that according to the provisions of the banknote management regulations, banknotes are the legal tender of the Ming Dynasty, and it is illegal to refuse them
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