Chapter 268 The Root of the Bad Debt Faced with the fierce momentum of the sturdy security guard, Wen Zhu immediately retreated three steps backwards in a row, as if he was a little timid.
But after three steps, the nimble woman suddenly rushed forward.
And at this time, the strength of the sturdy security guard has just been used up, the old power has gone, and the new force has not been born.
Just kidding, comparing the speed and agility of footwork with an ace bodyguard, isn't that looking for death?
Even if Wen Zhu had a very good foundation in kung fu back then, when he studied assassination, he also trained footwork for more than a year, jumping and jumping all day long, and his agility was much stronger than that of Li Wuzhou's practitioners Leaning over and sweeping, the sturdy security guard was accidentally swept in the calf, and suddenly, the body of one hundred and eighty pounds came to gnaw on, which scared many people.
After Wen Zhu turned around beautifully, he instinctively raised his elbow to hit the opponent's neck, and if this blow continued, he would be crippled if he didn't die.
Thinking of Yi Jun's advice to "point to the end", he finally withdrew his hand, but rushed forward and put down a security guard again.
The sturdy security guard had already crawled up, furious.
At the same time, there were four other security guards in front of Wenzhu.
But at this moment, Shen Jingyi suddenly shouted to stop, and said in a satisfied tone: "Stop, Miss Wen raised her arm just now to smash your neck, but people stopped, what else are you fighting."
If it's a real fight, that elbow will knock you out.
As for the remaining four, I don't think it's necessary to try again. ” Well, although Shen Jingyi doesn't know kung fu, she still understands the general truth.
Ten people besieged Wenzhu, and the remaining four were even worse.
Because of the fall of the six security guards in front of him, he was not able to exchange for the slightest injury to Wenzhu.
A delicate girl who successfully defeated ten big men.
Except for a little fragrant sweat oozing from his forehead, Wenzhu did not have anything else unusual.
In Shen Jingyi's opinion, this kind of female bodyguard is really extremely rare.
The ten security guards left in shame, but Shen Jingyi looked Wen Zhu up and down with great satisfaction, and nodded incessantly.
Then, he turned to Yi Jun and smiled: "Your company is really a hidden dragon and a crouching tiger, I am very satisfied with the level of this Miss Wen, so I hired her."
On the basis of the price negotiated with Miss Bai yesterday, I took the initiative to increase the commission by 20%. ” Yi Jun smiled: "Ensuring customer satisfaction to the greatest extent is our consistent purpose.
Thank you, Director Shen, and I hope you have a happy cooperation. ” As he spoke, he held out a large hand.
Just gently held each other's four fingers and shook hands politely.
And Shen Jingyi is also very accurate, and asked with a smile: "However, a hiring business is sent by the leader of the company in person, I'm afraid there are other things."
In Shen Jingyi's opinion, I am afraid that I am going to take advantage of this employment relationship with the bodyguard company to win over the relationship and borrow some money from the credit union Anyway, the vast majority of those who deal with their credit union are rushing to borrow money.
Yi Jun smiled: "There is indeed a small matter, which can be regarded as a small business, I hope to talk to Director Shen." ” Shen Jingyi did not refuse, and said in her heart that if Zhenghe and the bodyguard company were to borrow, as long as it was within a reasonable range, it could be considered.
Such a company with real skills should still have some foundation.
Lending is risky, but you can't afford to choke on it.
After all, lending and charging interest is the basis for the survival of any banking financial institution.
However, Shen Jingyi was wrong this time.
As soon as Yi Jun opened his mouth, he didn't mention the loan at all, but said with a smile: "Director Shen, I heard that someone is making trouble with you this time, just because you fired a lot of people in the credit union and offended them."
Shen Jingyi didn't expect Yi Jun to ask this, but these are not secrets, they have already spread throughout Jiangning, and even the financial circles of the entire Yuedong Province have long been known.
So, I nodded.
Yi Jun said: "Could it be that those who were fired by you will not even come back from the bad debts of thirty percent?"
What do you mean Shen Jingyi is a little strange, but still said: "At the beginning, these employees were almost equivalent to colluding with those borrowers to cheat the credit union's money.
When they first borrowed money, they didn't intend to pay it back.
Policies such as the so-called three-household joint insurance are actually not wrong, and they are also for the convenience of more convenient loans for the general public.
It's just that these policies are corrupted by those bad employees.
In fact, not only this kind of policy, but even the ordinary mortgage business has been ruined by them.
In the final analysis, it is not the problem of the system, but the problem of people, and the lack of professional ethics of our own employees. ” Indeed, the system itself is not wrong, but it has been ruined by bad internal employees.
For example, the three-household joint insurance policy is indeed convenient for many people.
This rural credit union provides more services to rural areas, and its flexible loan method has indeed solved the problem of small capital shortage for many rural entrepreneurs.
Because most farmers have no collateral, and it is really difficult to borrow money from other commercial banks.
So, Shen Jingyi gave another example.
It is said that a person has borrowed as much as 700,000 yuan in the credit union, and he used two sets of store houses as collateral, including photos of the store houses, and some relevant copies.
But later, when the money could not be collected, the credit union was ready to repossess the two stores on the street, only to find that the stores were not lenders at all.
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Moreover, even if you find a guarantor, you don't have any ability to repay at all In other words, at that time, the lender casually took a photo on the street, made a fake copy of the real estate certificate, and came to the credit union to fool away 700,000 yuan It stands to reason that the staff of the credit union who go through the relevant procedures should verify the authenticity of the real estate certificate, and need to go to the store to inspect the site.
But the deputy director of the Jinwan District Credit Cooperative, who handled that business, didn't do this at all.
Afterwards, the problem broke out, and he said that it was his work mistake, but how could he borrow 700,000 yuan The guy had already lost it all at the gambling table, and even the whole person was gone.
As for the guarantor, he was caught, but this impoverished guarantor, although he was jointly and severally liable to repay the loan, did not have the ability to repay at all.
As a result, this account has become a bad account.
A deficit of 700,000 yuan was born.
Of course, there must be entanglements of interests.
There is no profit early, there is no certain benefit fee, the deputy director will help the lender to hide from the world like this It is said that for every similar malicious loan loan, the middleman is similar to the deputy director of the Jinwan District Credit Union can get 20% of the benefit fee.
In other words, he helped the lender malice loan 700,000, and he got 140,000 as soon as he changed hands, and as for the lender, only 560,000 actually got it There is a similar situation in other cities, but it is difficult to say whether the benefit fee is 20%, at least this price code in the Jiangning circle.
In short, there are too many such bad things to count.
Otherwise, where would there be such an amazing bad debt in Jiangning Credit Union.
Yi Jun nodded, and the circle on the ground was also very dark, not necessarily much cleaner than the circle underground.
"Actually, the deputy director you mentioned is a crime, and a simple dismissal is cheap for him" Shen Jingyi smiled bitterly: "Then what's the way, there are many things that lack evidence."
And by sending hundreds of previous ones to the court at the same time, I don't have to mess around. ” It can be seen that this female director is also very sad about this.
Yi Jun smiled, and said in his heart, you can't help it.
If you have a way, what will my brother do here?
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