Chapter 269 Generous Assignment of Creditor's Rights Seeing Yi Jun laughing, Shen Jingyi also pursed her lips, thinking that if you just come to see these jokes, then don't talk about serious things, people have a headache.
Yi Jun smiled and said: "Director Shen, this account is rotten and rotten, why don't you want to dispose of it?"
"How to deal with it" Shen Jingyi was a little strange, thinking that this Yi Jun still understands finance Yi Jun understands Mao's finance, he understands the strong hand of the underground world, and the eternal truth of "if you have a big fist, you are a brother".
Yi Jun no longer laughed, but said very solemnly: "Sell the creditor's rights."
Those dead debts that have been confirmed to be irrecoverable will be transferred at a cost of one or two percent.
For example, in the example you gave, 700,000 is destined to be nothing.
But if you transfer the debt to me, I will give you 20 percent 140,000.
As for how much I can get back, that's my ability.
Even if you don't come back, at least the credit union has got back 140,000, not the total score is much better. ” "Ah" Shen Jingyi was stunned for a moment, and then her eyes lit up, "Could it be that Mr.
Yi came to me to talk about this business?"
"Hmm."
Yi Jun nodded, "What's the matter, Director Shen is interested in this business, and those who have not yet broken off the hope of urging but are very likely to become bad debts, I can give you a little more credit transfer fee."
Again, as for how much I can get back, that's my own business.
If I want more, I will make money, and if I want less, I will admit it. ” Shen Jingyi thought about it for a while, and felt that this matter must be fun, for example, the 700,000 yuan, which was destined to not get back a penny, but if this debt was transferred to Yi Jun, the credit union would be able to get back 140,000 yuan immediately.
It seems that there are only two percent, but for the Jiangning Credit Union, which is currently in dire straits, the 140,000 yuan is considered to be for nothing.
However, it is not yet certain whether the provincial headquarters agrees with this opinion.
It is a big change in book assets, and Shen Jingyi can't be the master.
So she interrogated first to see how much recovery power Yi Jun had.
"To tell you the truth, of course, please ask Mr.
Yi to help keep it secret, my non-performing loans here are as much as more than 200 million, even if they are only those bad debts that are destined to be unrecoverable, they are close to 50 million.
So much money, how much can you swallow" Seeing Yi Jun's brows, for fear that Yi Jun would misunderstand, Shen Jingyi added: "It's not that I can't trust your ability, but I myself have to know it in my heart before I can report to the province."
If you can only swallow a small sum of three or two million, this matter will be avoided, because the province will not make an exception to discuss this new policy because of this money. ” Yi Jun frowned, where was it because he couldn't swallow too much money, but he was surprised that the loans that were determined to be dead debts turned out to be so many damn moths of the credit union, how many state-owned assets had been corrupted by them like this Of course, for the current Yi Jun, the more money and the larger the amount, it means that the more money he can earn.
Doing this kind of thing, Yi Jun has a clear conscience.
This is not black money, but while helping the national credit union to recover part of the economic losses of the state-owned enterprises, it also gives itself a way to get rich.
If you don't do this, or take the above example as an example, 700,000 yuan is not in vain to cheapen the lender and the deputy director, and if you do it, and you really want to come back a large part, it is equivalent to helping the country recover the loss of 140,000, and you have also made a lot.
Yi Jun said with a smile: "That's okay, the most difficult ones to solve first are those that have been determined to be dead debts and are destined not to return a penny."
Isn't it 50 million, and I want all of them for a single loan of more than 100,000 yuan.
The scattered ones are exempted, and it takes too much energy. ” You have to know that most of the accumulation of bad debts is more than 100,000 yuan.
There are a lot of really scattered ones, but the total amount added up is not much.
Because since those malicious loan guys have played such a deal, they are rushing to make a big one at once, otherwise there is no need to do it.
Including those who are moth-eaters, most of them also prefer the larger ones because they also have a large commission.
If you break discipline for the sake of a commission of three or two thousand, it's not worth it.
Therefore, among the 50 million dead accounts, a single transaction of more than 100,000 yuan alone accounts for 40 million.
And if Yi Jun wraps all of these, it is equivalent to giving the credit union 8 million first, and completely buys out the transfer of creditor's rights in all this business.
The debt, which was already destined for dead money, was eight million more, and Shen Jingyi was tempted.
Yi Jun added and said with a smile: "Of course, this is our first cooperation, and I am only ready to take down the most difficult bones first to express my sincerity."
If the cooperation goes well, you have the remaining 150 million debts, and I can try to take it over slowly.
And, if you still have a little hope of recovering the money, I can give you a higher price.
Of course, these are later words, if you and your head office are interested, let's cooperate to do the 50 million things first. ” Shen Jingyi shook her head in amazement: "Mr.
Yi, you are really bold with the bodyguard company."
Although you are working with the bodyguard company and there are a lot of people who can fight, I will first explain that there are also many people who are not easy to mess with those who take loans in bad faith.
When it comes to business, it is said that I shouldn't lower my bargaining chips so much, but seeing that Mr.
Yi is a real person, I don't want to cheat you. ” This can be regarded as open, Yi Jun couldn't help but glance at this Shen Jingyi, and said with a smile: "Just based on Director Shen's heart-to-heart words, I, Yi Jun, feel that you are a good person."
Okay, you can report to your head office first and see if you can do this.
If I can do it, how much background and ability those who maliciously owe debts are that is my own problem, so I won't trouble you and the credit union. ” "Okay," Shen Jingyi also smiled and said, "I didn't expect to hire a bodyguard, but I accidentally hired an escort for the credit union."
Free novels bring you joy and joy ---> storyskyline.net
Don't leave what you say today, I'll treat you to a light meal at the Huatai Hotel.
Regardless of whether the province agrees or not, at least the business is not benevolent.
Moreover, it can be regarded as my Shen Jingyi who met a friend in Jiangning. ” "Okay."
Yi Jun smiled.
Subsequently, Shen Jingyi let her original driver book a small private room in the city store of Huatai Hotel.
The reason why she said that she was the "original driver" was because she was going to let Wenzhu be her own driver in the future.
It's just that the two of them were chatting, and when they talked about changing drivers, Yi Jun smiled and said, "Actually, it's a bit redundant for you to hire Wen Zhu as a bodyguard."
I have to say that we are earning your commission for nothing with the bodyguard company. ” "What do you mean" Shen Jingyi was stunned.
Yi Jun didn't say anything, just said that we would talk at the dinner table
.
: