At present, the development of Sihai Electronics is very smooth.According to Enron's estimates, by the end of the year, the company will basically be able to complete the production and sales of 450,000 tape recorders, and the situation is very good!
The company's cash flow is abundant, and Enron is preparing to set up a paging station in Shencheng, and the investor is Sihai Electronics (Shencheng) Company.Since the investment amount is not very large, it is limited to 1 million yuan, and neither Xiao Bai nor Zhao Lina objected.At present, the relevant procedures are being processed, and the paging station is expected to be operational by the end of November.On the evening of the second day after Xiao Bai returned to Star City, Liu Xiaoling and Tian Chunxiu came to his courtyard together."
Ah Bai, Lingling and I have transferred the pager to Hongyantai."
Today, Tian Chunxiu wore a beige thin coat, and her skin looked extraordinarily fair.As soon as she saw Xiao Bai, she took out the pager from her bag and deliberately shook it in front of his eyes a few times.Xiao Bai originally thought that as soon as they met, the other party would ask him about his trip to Shencheng, but he didn't expect to say such a sentence first."
The turntable is good, the fertilizer and water don't fall into the fields of outsiders.You two, hurry up and wash your hands, let's start eating right away. ”Xiao Bai packed a few dishes in advance, made a pot of rice by himself, and waited for the two of them to come and have dinner together.After eating, Tian Chunxiu rushed to wash the dishes.Xiao Bai quietly leaned on Liu Xiaoling's ear and asked, "What's the situation?"
Did Oda get stimulated or did she quarrel with her mother?
”Liu Xiaoling felt that there was a hot breath drilling straight into her ears, which was strangely itchy, so she smiled and moved away a little."
People are trying to curry favor with you, and you don't even see it?
Xiuxiu felt that she said that she would go to Shencheng with you on National Day, but in the end she left you alone, and she was afraid that you would be angry. ”"What's there to be angry about?"
Xiao Bai smiled and shook his head, not quite able to understand the girl's brain circuit."
The Iron Army didn't come back with you?
You can't drive back by yourself, right?
”Liu Xiaoling saw the blue bird car parked in the yard, but didn't see Wang Tiejun, so she asked casually when she remembered it."
He's not going to live here.As soon as I arrived yesterday, he went to the paging desk's dormitory, and there was one of his single dorms over there anyway. ”Xiao Bai actually knew what Wang Tiejun was thinking, and the other party knew that Xiao Ling and Xiao Tian often came here, just to make room for the boss."
Hee-hee, Ah Bai, there are a lot of girls in the paging platform.Iron Army is likely to be hooked by a girl, you have to be careful. ”Tian Chunxiu who came back from washing the dishes?
I just heard the two of them say Wang Tiejun again?
It was a joke very narrowly.Xiao Bai was stunned, he really hadn't thought about it.If Wang Tiejun can really hook up with the girl who thought he was a pager so quickly?
Not only will he not be angry?
It is estimated that a big red envelope will be sent to the other party as a sign of encouragement.Plainly?
Xiao Bai didn't want to be too strict with Wang Tiejun.Since the next day was Sunday, Liu Xiaoling and Tian Chunxiu watched the video very late.Xiao Bai brought back a lot of new videos this time?
Among them, there is a set of "Condor Heroes"?
I was fascinated by the two girls.Xiao Bai didn't accompany them to watch the film, and he spent the night perfecting the expansion plan of Hongyan Paging Station.A few days later, he found Xue Gang with the plan and told the other party that he would officially launch the financing plan of the paging station?
That is, to go to the bank for a loan."
Let's mortgage the Hongyan paging station in Star City to the bank first?
After getting the loan, I went to Xiangtan City to open a second paging station and so on, and in less than a year, we will be able to occupy the entire Xiangnan market. ”Xiao Bai explained to the other party in detail, and Xue Gang also understood?
Isn't this the white wolf with empty gloves?"
Bai, the bank can't be so stupid, right?"
Xue Gang doesn't know anything about the doorway here?
So he is not a qualified business operator."
No, no, no, this isn't an empty glove white wolf?
Because our loan is secured. ”Xiao Bai continued to patiently explain to Xue Gang, the purpose was also to let the other party improve.Is it not enough to be a business with enthusiasm?
There has to be a scientific approach."
White?
Or will you speak?
Now I get it.According to you, let's find a bank loan or cheaper for them?
That's right, after only a few days of promotions during the National Day holiday, our users have grown to more than 5,000 people.At this rate of development, our paging station will be worth at least 3 million next year!
”Under the careful guidance of Xiao Bai's broken and crumpled pieces, Xue Gang began to slowly understand what business valuation is."
Right!
Aunt-in-law, I'm going to go to the bank in the afternoon. ”Xiao Bai has always planned and then moved, once he moves, he will do it vigorously and resolutely, and he will never hesitate.To tell the truth, bank loans are really easy to handle in these years.If nothing else, let's just say that the current man of the hour, "Boss Mou", known as the richest man in China, started with a capital of 5 million yuan borrowed from the bank.You know, he had neither collateral nor security at that time.Xiao Bai has prepared a detailed project plan, asset appraisal report, project profitability appraisal report, and so on.The loan officer in charge of receiving him in the credit department of the bank was immediately in awe.What is professionalism?
Just look at the materials prepared by others.There are signatures and seals of professional asset appraisal agencies and accounting firms on the materials, all of which are well-known institutions in Xiangjiang.In fact, these reports only cost Xiao Bai less than 20,000 Hong Kong dollars, and Zhao Lina helped them all.Of course, the paging station project itself is also a sunrise industry at the moment.The bank is interested in the high cash flow of the project itself and the ultra-high rate of return on funds.Don't look at the fact that many people think pagers are expensive now, but there are always people who can afford them.As long as a pager has 10,000 long-term customers, it will definitely not lose money.As a result, the loan of 2 million yuan was quickly put down.The collateral for this loan is all the assets of Hongyan Paging Station.That's right, when Xiao Bai made the evaluation report, he deliberately made the value higher.For example, the entire set of paging equipment was only 460,000 yuan from Zhao Lina's hands.However, the quotation in the domestic market is as high as (RB) 2 million yuan.With this money, Xiao Bai discussed with Xue Gangyi, directly ordered two pieces of equipment, and obtained the qualification to set up paging stations in Xiangtan and Zhuzhou.The paging stations in the two prefecture-level cities belong to the branches of the Hongyan paging stations, and the corresponding procedures are much simpler.So, Qi Yuefeng, the vice president of the company, sat in Xingcheng, and Xue Gang took a few people to Xiangtan and Zhuzhou.Fortunately, these two prefecture-level cities are on the edge of Star City, and the distance is relatively close, even if it is very convenient to run back and forth, November.The pilot project of "combination of work and learning" in the class was officially launched.For example, like Guo Xiaodong and Cui Mingda, both of them chose the direction of finance, and the school arranged for them to participate in a project of the Bank of China, and they were working on financial mathematical models all day long.Others also have their own places to go, Wei Jianjun went to the Star City Radio Factory, and Xiao Bai is the most special, completely free to arrange time.As for the achievement appraisal report of the "combination of engineering and learning", AUO Microelectronics can just publish a copy.However, Xiao Bai did not go to the deep city.The two enterprises over there are operating normally, and the stocks he holds and the land in Hkou will not be touched for the time being, and it is not a big problem for him to go or not.Taking advantage of this time, Xiao Bai helped Xue Gang to establish the Xiangtan Hongyan Paging Platform and the Zhuzhou Hongyan Paging Platform together.Then, before the bank stopped lending at the end of the year, the two paging stations were mortgaged to two local banks and lent out another 2 million yuan."
Uncle Man, in the next step, let's choose two more prefecture-level cities and set up local paging stations respectively.In this way, we have 5 paging stations, and our strength has naturally been greatly enhanced. ”The benefit of scale expansion is the increase in the right to speak, whether it is the purchase of equipment or pagers, the bargaining power is not the same.No, at present, the average price of a single pager has dropped to 1360 yuan, and the average selling price is 1498 yuan, which has a significant downward trend."
Ah Bai, the speed of your expansion is also a little too fast!
My old boss said that we will have five paging stations immediately, and if we continue to develop to other cities, it is estimated that the procedures will not be approved quickly. ”Xue Gang has been in a nervous and excited mood these days.He didn't know if this cycle of borrowing, expanding, borrowing, and expanding again would suddenly collapse one day.The news that the old superior brought you about him made Xue Gang breathe a sigh of relief."
It's time to slow down, otherwise we won't be able to control it."
Xiao Bai smiled and didn't care.At present, there are not so many talent reserves in the paging stations, and the five paging stations are very difficult to manage, and there will be problems if they expand blindly.Subsequently, Xue Gang went to Changd and other places again, and established the fourth and fifth paging stations with a familiar car.The customers of Xingcheng Hongyan Paging Station have exceeded 30,000 by the end of the year, and the monthly income of service fees has reached the level of one million yuan for the first time.Of course, there is also a certain profit from selling pagers.After offsetting the costs of each sales department and the expenses required for preferential activities, there is not much left.Xiao Bai decided to let the paging station develop step by step for a period of time, and completed the recruitment of the directors of the five paging stations, so he refocused on his studies.This afternoon.Xiao Bai came out of the library and was about to go back to the courtyard directly, when he ran into Song Jing.Song Jing looked at this special classmate with a complicated expression, and couldn't tell whether she was more jealous or more admired.Today's Xiao Bai is not only the class president, but also the vice president of the school's student union.Although this vice chairman is more like an ornament, because Xiao Bai almost never cares about other things except for attending some necessary meetings."
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Squad Leader Xiao, do you have time here?"
Many thoughts were fleeting in Song Jingde's mind, she tried her best to make herself smile a little, and then stood in front of Xiao Bai."
Well, if you have time, let's go for a walk together."
Xiao Bai didn't know what Song Jing was looking for, so he motioned to the other party to talk while walking.